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Quickly Revew Homeowners Insurance in 31008

If you own a home in Byron, GA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 31008 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Georgia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 31008 and start comparing rates now.

31008 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 31008 is $1029 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 31008 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Byron, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

31008 Home Insurance Average Premiums

Local 31008 homeowners insurance quotes comparison

$779 /yr.

Shows Zip Code: 31008 lowest rates with discounts applied on average.

For the 31008, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$779 /yr.
Average Coverage:$1029 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1329 /yr.

What is the average home insurance cost for a home in 31008?

  • • The average homeowners insurance premium paid annually for a home in 31008 is around $1029 per year.

What does it cost on average per month for home insurance in 31008?

  • • Homeowners in 31008 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 31008?

  • • Autoowners in 31008 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Byron area, check out other zip codes nearby 31008.
Review average rates in another zip code:
31008 homeowners insurance rates

Home Replacement Cost Coverage in 31008

Average Building Cost Per Square Foot in 31008: $122

Location: Byron, Georgia (Peach County)

Average Square Footage in 31008: 1,247 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31008 before you start any project. Byron homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31008 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31008 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,247 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Byron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,247$152,100
Additional Upgrades & Added Features$1531,247$190,125
Major Home Updates or Advancements$1831,247$228,150

It's important to understand that when you estimate your replacement cost of your home in the 31008 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31008

Best Home & Auto Insurance Agencies in 31008

Alfa Insurance

Address: 210 Georgia 49 Byron, GA 31008
Phone:
Website:
Info:

Housing Demographics for 31008

Population Review for 31008 Zip Code

For the city of Byron, the population within 31008 has increased to over 22,036 residents in population size. The current population total is 20,431. We have broken down the population based on race below. In 31008, there are over 9727 in male population and 10704 females.

PopulationValues
Total Population20,431
White Population13239
Black Population5080
Hispanic Population1250
Asian Population230
Hawaiian Population9
Indian Population66
Other Population608
Male Population9727
Female Population10704
Population Estimate22036

Household Data for 31008

The average number of homes in 31008 is around 7,969, there are an average of 2.56 per household. The average house value according to local real estate values is around $152,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,969
Persons Per Household2.56
Average House Value$152,100
Income Per Household$64925
Median Age40.6
Median Age Male39.3
Median Age Female42.0
31008 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityByron
City Alias NameBYRON
CountyPeach
County FIPS225
State FIPS13
Time Zone5
Day Light SavingY
MSA4680
PMSA
CSA356
CBSA47580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWarner Robins, GA
MSA_NameMacon, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses325
Number Of Employees3901
Business First Quarter Payroll34463
Business Annual Payroll152308
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population139900
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential8608
Delivery Business416
Delivery Total9754
Preferred Last Line KeyX10181
Classification Code
Multi-CountyY
CSA NameMacon-Bibb County--Warner Robins, GA
CBSA_DIV_Name
City State KeyX10181
Land Area71.102000
Water Area0.412000
City Alias Code
City Mixed CaseByron
City Alias Mixed CaseByron
Box Count655
SFDU7968
MFDU186
State ANSI13
County ANSI225
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number121276
Unique ZIP Name
SSA State County Code11811
Medicare CBSA Code47580
Medicare CBSA NameWarner Robins, GA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CasePeach

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]