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Homeowners Insurance in 31021

For homeowners living in 31021, you want more affordable home insurance rates in Dublin, right? Our rates are very competitive for homeowners living in the great city of Dublin, GA. Many homeowners living in the 31021 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 31021 should appear in the zip code field ready to go. Comparing Dublin, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

31021 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Dublin pay around $1048 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 31021 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Dublin homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

Get 31021 Homeowners Insurance Rates Now!

31021 Home Insurance Average Premiums

Local 31021 homeowners insurance quotes comparison

$798 /yr.

Shows Zip Code: 31021 lowest rates with discounts applied on average.

For the 31021, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$798 /yr.
Average Coverage:$1048 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1348 /yr.

What is the average home insurance cost for a home in 31021?

  • • The average homeowners insurance premium paid annually for a home in 31021 is around $1048 per year.

What does it cost on average per month for home insurance in 31021?

  • • Homeowners in 31021 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31021?

  • • Autoowners in 31021 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dublin area, check out other zip codes nearby 31021.
Review average rates in another zip code:
31021 homeowners insurance rates

Home Replacement Cost Coverage in 31021

Average Building Cost Per Square Foot in 31021: $122

Location: Dublin, Georgia (Laurens County)

Average Square Footage in 31021: 1,165 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31021 before you start any project. Dublin homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31021 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31021 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,165 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dublin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,165$142,100
Additional Upgrades & Added Features$1531,165$177,625
Major Home Updates or Advancements$1831,165$213,150

It's important to understand that when you estimate your replacement cost of your home in the 31021 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31021

Dublin Insurance Center

Address: 1104 North Jefferson Street Dublin, GA 31021
Phone: (478)272-1865
Website:

Edwards Curtis Insurance Agency

Address: 803 Hillcrest Parkway Dublin, GA 31021
Phone: (478)275-9701
Website:

James B. Walker Agency

Address: 1009 Bellevue Ave Dublin, GA 31021
Phone: (912)272-6010
Website:

John L. Payne Agency

Address: 1101 Hillcrest Pkwy Dublin, GA 31021
Phone: (912)272-9511
Website:

Best Home & Auto Insurance Agencies in 31021

Dublin Insurance Center

Address: 1104 N Jefferson St Dublin, GA 31021
Phone:
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James B. Walker Agency

Address: 1009 Bellevue Ave Dublin, GA 31021
Phone:
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John L. Payne Agency

Address: 1101 Hillcrest Pky Dublin, GA 31021
Phone:
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Edwards Curtis Insurance Agency

Address: 803 Hillcrest Pky Dublin, GA 31021
Phone:
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Hendley- Patti M

Address: 112 Park Pl Dublin, GA 31021
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Housing Demographics for 31021

Population Review for 31021 Zip Code

For the city of Dublin, the population within 31021 has increased to over 30,046 residents in population size. The current population total is 29,051. We have broken down the population based on race below. In 31021, there are over 13692 in male population and 15359 females.

PopulationValues
Total Population29,051
White Population14315
Black Population12915
Hispanic Population762
Asian Population464
Hawaiian Population9
Indian Population65
Other Population379
Male Population13692
Female Population15359
Population Estimate30046

Household Data for 31021

The average number of homes in 31021 is around 11,507, there are an average of 2.45 per household. The average house value according to local real estate values is around $142,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,507
Persons Per Household2.45
Average House Value$142,100
Income Per Household$42184
Median Age41.0
Median Age Male40.2
Median Age Female41.7
31021 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityDublin
City Alias NameDUBLIN
CountyLaurens
County FIPS175
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA20140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDublin, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses857
Number Of Employees12996
Business First Quarter Payroll129371
Business Annual Payroll542841
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population58414
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential12264
Delivery Business1118
Delivery Total13360
Preferred Last Line KeyX10373
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10373
Land Area233.470000
Water Area2.822000
City Alias Code
City Mixed CaseDublin
City Alias Mixed CaseDublin
Box Count0
SFDU10640
MFDU281
State ANSI13
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122728
Unique ZIP Name
SSA State County Code11660
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseLaurens

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]