31024 Home Insurance Rates

For homeowners living in 31024, the population estimates are increasing to well over 20,802 with 8,638 occupied homes within the zip code of 31024. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Eatonton have increased and the average home insurance premium is around $1,035 per year in 31024. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 31024 zip code today so we can help you find affordable Eatonton, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 31024

Please select one of the three options below based on your 31024 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

1. Georgia Homeowners Insurance Quotes
2. Putnam County, GA Home Insurance
3. Eatonton, GA Home Insurance Quotes

31024 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 31024 zip code just got easier with GetHomeInsuranceQuotes.com of Eatonton, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 31024 today and let us help you review the best home insurance quotes available for homeowners living in Eatonton.

Get 31024 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 31024: $122

Average Square Footage in 31024: 1,380 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31024 before you start any project. Eatonton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,380 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eatonton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 31024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Harrell- Johnny M - State Farm Insurance Agent

Batchelor, Patsy - Rice & Bachelor Realty & INS

Allstate Insurance Companies - Independent Agent- Eatonton

Household Data for 31024

The average number of homes in 31024 is around 8,638, there are an average of 2.39 per household. The average house value according to local real estate values is around $168,400. Please review the following demographics below for average income and media age.

• Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

  In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

• Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

  Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

• Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

  Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]