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31027 Homeowners Insurance Quotes & Rates

East Dublin residents living within the 3,900 homes available in the zip code of 31027 are shopping online to compare cheaper and more affordable East Dublin, GA home insurance rates. In the great city of East Dublin, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,053 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 31027 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 31027 home insurance rates today! Please give us a call now at 1-855-976-2656. For East Dublin, GA Homeowners Insurance Quotes, Click to easily get started!

31027 Home Insurance Average Premiums

Local 31027 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 31027 lowest rates with discounts applied on average.

For the 31027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1353 /yr.

What is the average home insurance cost for a home in 31027?

  • • The average homeowners insurance premium paid annually for a home in 31027 is around $1053 per year.

What does it cost on average per month for home insurance in 31027?

  • • Homeowners in 31027 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31027?

  • • Autoowners in 31027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Dublin area, check out other zip codes nearby 31027.
Review average rates in another zip code:
31027 homeowners insurance rates

Home Replacement Cost Coverage in 31027

Average Building Cost Per Square Foot in 31027: $122

Location: East Dublin, Georgia (Laurens County)

Average Square Footage in 31027: 561 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31027 before you start any project. East Dublin homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 561 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Dublin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122561$68,500
Additional Upgrades & Added Features$153561$85,625
Major Home Updates or Advancements$183561$102,750

It's important to understand that when you estimate your replacement cost of your home in the 31027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31027

Best Home & Auto Insurance Agencies in 31027

Housing Demographics for 31027

Population Review for 31027 Zip Code

For the city of East Dublin, the population within 31027 has increased to over 10,919 residents in population size. The current population total is 9,969. We have broken down the population based on race below. In 31027, there are over 4792 in male population and 5177 females.

PopulationValues
Total Population9,969
White Population5661
Black Population3635
Hispanic Population410
Asian Population20
Hawaiian Population3
Indian Population12
Other Population267
Male Population4792
Female Population5177
Population Estimate10919

Household Data for 31027

The average number of homes in 31027 is around 3,900, there are an average of 2.55 per household. The average house value according to local real estate values is around $68,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,900
Persons Per Household2.55
Average House Value$68,500
Income Per Household$39573
Median Age38.7
Median Age Male38.5
Median Age Female38.9
31027 DetailsValues
StateGA
State Full NameGeorgia
City TypeN
City Alias Abbreviation
Area Code478
CityEast Dublin
City Alias NameEAST DUBLIN
CountyLaurens
County FIPS175
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA20140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDublin, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses109
Number Of Employees1487
Business First Quarter Payroll18005
Business Annual Payroll75074
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population58414
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential4282
Delivery Business182
Delivery Total4701
Preferred Last Line KeyX10386
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10386
Land Area156.886000
Water Area3.660000
City Alias Code
City Mixed CaseEast Dublin
City Alias Mixed CaseEast Dublin
Box Count0
SFDU4165
MFDU0
State ANSI13
County ANSI175
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122728
Unique ZIP Name
SSA State County Code11660
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseLaurens

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]