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31029 Home Insurance Rates & Premiums

Did you know there are over 17,440 people living within the 31029 zip code area? There are over 6,171 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 31029.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Georgia are on the rise. The estimated average premium is around $1,038 a year for a standard homeowners insurance policy in Forsyth. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Forsyth, GA Homeowners Insurance Quotes Online

31029 Home Insurance Average Premiums

Local 31029 homeowners insurance quotes comparison

$788 /yr.

Shows Zip Code: 31029 lowest rates with discounts applied on average.

For the 31029, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$788 /yr.
Average Coverage:$1038 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1338 /yr.

What is the average home insurance cost for a home in 31029?

  • • The average homeowners insurance premium paid annually for a home in 31029 is around $1038 per year.

What does it cost on average per month for home insurance in 31029?

  • • Homeowners in 31029 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31029?

  • • Autoowners in 31029 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Forsyth area, check out other zip codes nearby 31029.
Review average rates in another zip code:
31029 homeowners insurance rates

Home Replacement Cost Coverage in 31029

Average Building Cost Per Square Foot in 31029: $122

Location: Forsyth, Georgia (Monroe County)

Average Square Footage in 31029: 1,384 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31029 before you start any project. Forsyth homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31029 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31029 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,384 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Forsyth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,384$168,900
Additional Upgrades & Added Features$1531,384$211,125
Major Home Updates or Advancements$1831,384$253,350

It's important to understand that when you estimate your replacement cost of your home in the 31029 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31029

Forsyth Insurance Agency Inc

Address: 91 West Johnston Street Forsyth, GA 31029
Phone: (478)994-2881
Website: www.forsyth-insurance.com

Best Home & Auto Insurance Agencies in 31029

Allstate Insurance Companies

Address: 57 S Lee St Forsyth, GA 31029
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Dunwody Insurance

Address: 315 Tift College Dr Forsyth, GA 31029
Phone:
Website: http://www.dunwodyinsurance.com
Info:

Housing Demographics for 31029

Population Review for 31029 Zip Code

For the city of Forsyth, the population within 31029 has increased to over 18,402 residents in population size. The current population total is 17,440. We have broken down the population based on race below. In 31029, there are over 8862 in male population and 8578 females.

PopulationValues
Total Population17,440
White Population11580
Black Population4791
Hispanic Population448
Asian Population126
Hawaiian Population3
Indian Population25
Other Population215
Male Population8862
Female Population8578
Population Estimate18402

Household Data for 31029

The average number of homes in 31029 is around 6,171, there are an average of 2.63 per household. The average house value according to local real estate values is around $168,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,171
Persons Per Household2.63
Average House Value$168,900
Income Per Household$64181
Median Age40.4
Median Age Male38.1
Median Age Female42.8
31029 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478/706
CityForsyth
City Alias NameFORSYTH
CountyMonroe
County FIPS207
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA356
CBSA31420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMacon-Bibb County, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses377
Number Of Employees3558
Business First Quarter Payroll27819
Business Annual Payroll123107
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population232293
CBSA Division Population0
Congressional District08|10
Congressional LandArea8711.64|7096.22
Delivery Residential6997
Delivery Business428
Delivery Total8382
Preferred Last Line KeyX10471
Classification Code
Multi-CountyY
CSA NameMacon-Bibb County--Warner Robins, GA
CBSA_DIV_Name
City State KeyX10471
Land Area243.656000
Water Area0.723000
City Alias Code
City Mixed CaseForsyth
City Alias Mixed CaseForsyth
Box Count605
SFDU6416
MFDU169
State ANSI13
County ANSI207
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number123344
Unique ZIP Name
SSA State County Code11760
Medicare CBSA Code31420
Medicare CBSA NameMacon-Bibb County, GA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseMonroe

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]