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Compare 31031 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Gordon just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,336 neighbors looking to save on their home insurance policy in the local 31031 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 31031. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Gordon, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Gordon, GA

31031 Home Insurance Average Premiums

Local 31031 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 31031 lowest rates with discounts applied on average.

For the 31031, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 31031?

  • • The average homeowners insurance premium paid annually for a home in 31031 is around $1039 per year.

What does it cost on average per month for home insurance in 31031?

  • • Homeowners in 31031 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31031?

  • • Autoowners in 31031 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gordon area, check out other zip codes nearby 31031.
Review average rates in another zip code:
31031 homeowners insurance rates

Home Replacement Cost Coverage in 31031

Average Building Cost Per Square Foot in 31031: $122

Location: Gordon, Georgia (Wilkinson County)

Average Square Footage in 31031: 660 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31031 before you start any project. Gordon homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31031 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31031 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 660 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gordon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122660$80,500
Additional Upgrades & Added Features$153660$100,625
Major Home Updates or Advancements$183660$120,750

It's important to understand that when you estimate your replacement cost of your home in the 31031 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31031

Best Home & Auto Insurance Agencies in 31031

Bazemore- Gregory D - State Farm Insurance Agent

Address: 153 Macon Rd Gordon, GA 31031
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Bazemore Greg Insurance

Address: 153 N Main St Gordon, GA 31031
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 31031

Population Review for 31031 Zip Code

For the city of Gordon, the population within 31031 has increased to over 5,911 residents in population size. The current population total is 5,770. We have broken down the population based on race below. In 31031, there are over 2834 in male population and 2936 females.

PopulationValues
Total Population5,770
White Population3769
Black Population1715
Hispanic Population83
Asian Population23
Hawaiian Population2
Indian Population21
Other Population44
Male Population2834
Female Population2936
Population Estimate5911

Household Data for 31031

The average number of homes in 31031 is around 2,336, there are an average of 2.46 per household. The average house value according to local real estate values is around $80,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,336
Persons Per Household2.46
Average House Value$80,500
Income Per Household$37350
Median Age41.8
Median Age Male41.5
Median Age Female42.2
31031 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityGordon
City Alias NameGORDON
CountyWilkinson
County FIPS319
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses70
Number Of Employees787
Business First Quarter Payroll7644
Business Annual Payroll32383
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential2403
Delivery Business70
Delivery Total3728
Preferred Last Line KeyX10546
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10546
Land Area125.906000
Water Area1.003000
City Alias Code
City Mixed CaseGordon
City Alias Mixed CaseGordon
Box Count340
SFDU2313
MFDU70
State ANSI13
County ANSI319
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number123674
Unique ZIP Name
SSA State County Code11973
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseWilkinson

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]