Get multiple home insurance quotes in 31061. Our licensed 31061, GA agents are ready to serve you.

31061 Home Insurance Rates

Getting multiple homeowners insurance rates in 31061 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Milledgeville, GA. Many homeowners based out of the 31061 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Georgia licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 31061 should appear in the zip code field ready to go. For Milledgeville, GA Home Insurance Quotes, Click to easily get started!

31061 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 31061 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Milledgeville. For a basic HO-3, standard homeowners policy, the average premium per year in Georgia is around $1069. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 31061 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 31061 Home Insurance Rates Today and Save!

31061 Home Insurance Average Premiums

Local 31061 homeowners insurance quotes comparison

$819 /yr.

Shows Zip Code: 31061 lowest rates with discounts applied on average.

For the 31061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$819 /yr.
Average Coverage:$1069 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1369 /yr.

What is the average home insurance cost for a home in 31061?

  • • The average homeowners insurance premium paid annually for a home in 31061 is around $1069 per year.

What does it cost on average per month for home insurance in 31061?

  • • Homeowners in 31061 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31061?

  • • Autoowners in 31061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milledgeville area, check out other zip codes nearby 31061.
Review average rates in another zip code:
31061 homeowners insurance rates

Home Replacement Cost Coverage in 31061

Average Building Cost Per Square Foot in 31061: $122

Location: Milledgeville, Georgia (Baldwin County)

Average Square Footage in 31061: 1,097 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31061 before you start any project. Milledgeville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,097 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milledgeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,097$133,800
Additional Upgrades & Added Features$1531,097$167,250
Major Home Updates or Advancements$1831,097$200,700

It's important to understand that when you estimate your replacement cost of your home in the 31061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31061

Best Home & Auto Insurance Agencies in 31061

Craig-Massee Insurance

Address: 1947 N Jefferson St NE Milledgeville, GA 31061
Phone:
Website: http://www.safeco.com
Info:

Massey- Charles Merritt - State Farm Insurance Agent

Address: 3006 Heritage Rd NE Milledgeville, GA 31061
Phone:
Website: http://www.merrittmassey.com
Info:

Allstate Insurance Companies

Address: 157 Garrett Way NW Milledgeville, GA 31061
Phone:
Website: http://www.allstateagencies.com
Info:

Cowart- Andy - State Farm Insurance Agent

Address: 110 Executive Pky Milledgeville, GA 31061
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Eagle Leasing & Rentals

Address: 820 S Elbert St Milledgeville, GA 31061
Phone:
Website:
Info:

Housing Demographics for 31061

Population Review for 31061 Zip Code

For the city of Milledgeville, the population within 31061 has increased to over 41,450 residents in population size. The current population total is 42,450. We have broken down the population based on race below. In 31061, there are over 20868 in male population and 21582 females.

PopulationValues
Total Population42,450
White Population21980
Black Population17774
Hispanic Population1135
Asian Population599
Hawaiian Population24
Indian Population85
Other Population663
Male Population20868
Female Population21582
Population Estimate41450

Household Data for 31061

The average number of homes in 31061 is around 15,961, there are an average of 2.33 per household. The average house value according to local real estate values is around $133,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,961
Persons Per Household2.33
Average House Value$133,800
Income Per Household$49827
Median Age38.4
Median Age Male37.9
Median Age Female39.2
31061 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityMilledgeville
City Alias NameMILLEDGEVILLE
CountyBaldwin
County FIPS009
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA33300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMilledgeville, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses819
Number Of Employees11583
Business First Quarter Payroll102843
Business Annual Payroll427820
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population55149
CBSA Division Population0
Congressional District08|10
Congressional LandArea8711.64|7096.22
Delivery Residential17790
Delivery Business1281
Delivery Total18845
Preferred Last Line KeyX10832
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10832
Land Area272.914000
Water Area10.901000
City Alias Code
City Mixed CaseMilledgeville
City Alias Mixed CaseMilledgeville
Box Count0
SFDU14883
MFDU925
State ANSI13
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125896
Unique ZIP Name
SSA State County Code11030
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseBaldwin

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]