Get multiple home insurance quotes in 31069. Our licensed 31069, GA agents are ready to serve you.

31069 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 31069 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Perry, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 31069 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Perry homeowners insurance rates, coverage options or home insurance types, please select Perry, GA Home Insurance Rates Online!

31069 Home Insurance Average Premiums

Local 31069 homeowners insurance quotes comparison

$828 /yr.

Shows Zip Code: 31069 lowest rates with discounts applied on average.

For the 31069, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$828 /yr.
Average Coverage:$1078 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1378 /yr.

What is the average home insurance cost for a home in 31069?

  • • The average homeowners insurance premium paid annually for a home in 31069 is around $1078 per year.

What does it cost on average per month for home insurance in 31069?

  • • Homeowners in 31069 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 31069?

  • • Autoowners in 31069 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perry area, check out other zip codes nearby 31069.
Review average rates in another zip code:
31069 homeowners insurance rates

Home Replacement Cost Coverage in 31069

Average Building Cost Per Square Foot in 31069: $122

Location: Perry, Georgia (Houston County)

Average Square Footage in 31069: 1,307 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31069 before you start any project. Perry homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31069 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31069 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,307 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,307$159,400
Additional Upgrades & Added Features$1531,307$199,250
Major Home Updates or Advancements$1831,307$239,100

It's important to understand that when you estimate your replacement cost of your home in the 31069 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31069

J Whitley & Associates Inc

Address: 1217 Houston Lake Drive Perry, GA 31069
Phone: (478)988-7960
Website:

Best Home & Auto Insurance Agencies in 31069

J Whitley & Associates Inc

Address: 1217 Houston Lake Dr Perry, GA 31069
Phone:
Website:
Info:

Alfa Insurance

Address: 1002 Ball St Perry, GA 31069
Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page

Goddard Jr- Julius White

Address: 1224 Washington St Perry, GA 31069
Phone:
Website:
Info:

C & D Auto Body & Paint

Address: 2001 Ga Highway 127 Perry, GA 31069
Phone:
Website:
Info:

Housing Demographics for 31069

Population Review for 31069 Zip Code

For the city of Perry, the population within 31069 has increased to over 24,816 residents in population size. The current population total is 22,915. We have broken down the population based on race below. In 31069, there are over 11018 in male population and 11897 females.

PopulationValues
Total Population22,915
White Population14176
Black Population6821
Hispanic Population980
Asian Population311
Hawaiian Population11
Indian Population53
Other Population387
Male Population11018
Female Population11897
Population Estimate24816

Household Data for 31069

The average number of homes in 31069 is around 8,751, there are an average of 2.53 per household. The average house value according to local real estate values is around $159,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,751
Persons Per Household2.53
Average House Value$159,400
Income Per Household$63067
Median Age38.1
Median Age Male36.5
Median Age Female39.6
31069 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityPerry
City Alias NamePERRY
CountyHouston
County FIPS153
State FIPS13
Time Zone5
Day Light SavingY
MSA4680
PMSA
CSA356
CBSA47580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWarner Robins, GA
MSA_NameMacon, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses487
Number Of Employees9049
Business First Quarter Payroll81581
Business Annual Payroll343999
Business Employment Flag
Growth Rank68
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4014
Growth Increase Percentage2.9
Metropolitan DetailsValues
CBSA Population139900
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential9809
Delivery Business625
Delivery Total11413
Preferred Last Line KeyX10984
Classification Code
Multi-CountyY
CSA NameMacon-Bibb County--Warner Robins, GA
CBSA_DIV_Name
City State KeyX10984
Land Area99.793000
Water Area0.995000
City Alias Code
City Mixed CasePerry
City Alias Mixed CasePerry
Box Count626
SFDU7835
MFDU669
State ANSI13
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number126787
Unique ZIP Name
SSA State County Code11600
Medicare CBSA Code47580
Medicare CBSA NameWarner Robins, GA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseHouston

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]