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31071, GA Homeowners Insurance Rates

With a population size of 1,071 and with 393 occupied homes in the 31071 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Pineview, GA are around $1,053 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Pineview, Georgia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Georgia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Pineview, GA.

For Georgia home insurance information, including average Pineview home insurance rates, coverage options or the different homeowners insurance types, please select Pineview, GA Home Insurance Quotes Now!

31071 Home Insurance Average Premiums

Local 31071 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 31071 lowest rates with discounts applied on average.

For the 31071, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1353 /yr.

What is the average home insurance cost for a home in 31071?

  • • The average homeowners insurance premium paid annually for a home in 31071 is around $1053 per year.

What does it cost on average per month for home insurance in 31071?

  • • Homeowners in 31071 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31071?

  • • Autoowners in 31071 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pineview area, check out other zip codes nearby 31071.
Review average rates in another zip code:
31071 homeowners insurance rates

Home Replacement Cost Coverage in 31071

Average Building Cost Per Square Foot in 31071: $122

Location: Pineview, Georgia (Wilcox County)

Average Square Footage in 31071: 468 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31071 before you start any project. Pineview homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31071 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31071 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 468 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pineview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122468$57,100
Additional Upgrades & Added Features$153468$71,375
Major Home Updates or Advancements$183468$85,650

It's important to understand that when you estimate your replacement cost of your home in the 31071 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31071

Best Home & Auto Insurance Agencies in 31071

Housing Demographics for 31071

Population Review for 31071 Zip Code

For the city of Pineview, the population within 31071 has increased to over 820 residents in population size. The current population total is 1,071. We have broken down the population based on race below. In 31071, there are over 521 in male population and 550 females.

PopulationValues
Total Population1,071
White Population584
Black Population415
Hispanic Population36
Asian Population11
Hawaiian Population1
Indian Population0
Other Population18
Male Population521
Female Population550
Population Estimate820

Household Data for 31071

The average number of homes in 31071 is around 393, there are an average of 2.54 per household. The average house value according to local real estate values is around $57,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode393
Persons Per Household2.54
Average House Value$57,100
Income Per Household$40859
Median Age49.5
Median Age Male46.3
Median Age Female53.3
31071 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityPineview
City Alias NamePINEVIEW
CountyWilcox
County FIPS315
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees30
Business First Quarter Payroll178
Business Annual Payroll724
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential323
Delivery Business11
Delivery Total508
Preferred Last Line KeyX10996
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10996
Land Area56.282000
Water Area0.197000
City Alias Code
City Mixed CasePineview
City Alias Mixed CasePineview
Box Count158
SFDU323
MFDU0
State ANSI13
County ANSI315
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number126908
Unique ZIP Name
SSA State County Code11971
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseWilcox

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]