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If you live in the 31077 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Rhine have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our GA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 31077 and then compare quotes from a variety of nationwide insurance companies.

31077 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 31077 the average premium for homeowners coverage is $1052 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 31077. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 31077 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Rhine, GA home insurance quotes in your area.

31077 Home Insurance Average Premiums

Local 31077 homeowners insurance quotes comparison

$802 /yr.

Shows Zip Code: 31077 lowest rates with discounts applied on average.

For the 31077, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$802 /yr.
Average Coverage:$1052 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1352 /yr.

What is the average home insurance cost for a home in 31077?

  • • The average homeowners insurance premium paid annually for a home in 31077 is around $1052 per year.

What does it cost on average per month for home insurance in 31077?

  • • Homeowners in 31077 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31077?

  • • Autoowners in 31077 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rhine area, check out other zip codes nearby 31077.
Review average rates in another zip code:
31077 homeowners insurance rates

Home Replacement Cost Coverage in 31077

Average Building Cost Per Square Foot in 31077: $122

Location: Rhine, Georgia (Dodge County)

Average Square Footage in 31077: 584 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31077 before you start any project. Rhine homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31077 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31077 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 584 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rhine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122584$71,300
Additional Upgrades & Added Features$153584$89,125
Major Home Updates or Advancements$183584$106,950

It's important to understand that when you estimate your replacement cost of your home in the 31077 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31077

Best Home & Auto Insurance Agencies in 31077

Housing Demographics for 31077

Population Review for 31077 Zip Code

For the city of Rhine, the population within 31077 has increased to over 1,108 residents in population size. The current population total is 1,010. We have broken down the population based on race below. In 31077, there are over 497 in male population and 513 females.

PopulationValues
Total Population1,010
White Population786
Black Population176
Hispanic Population44
Asian Population1
Hawaiian Population0
Indian Population0
Other Population17
Male Population497
Female Population513
Population Estimate1108

Household Data for 31077

The average number of homes in 31077 is around 406, there are an average of 2.49 per household. The average house value according to local real estate values is around $71,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode406
Persons Per Household2.49
Average House Value$71,300
Income Per Household$34405
Median Age45.9
Median Age Male46.4
Median Age Female45.5
31077 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityRhine
City Alias NameRHINE
CountyDodge
County FIPS091
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees61
Business First Quarter Payroll363
Business Annual Payroll1754
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential445
Delivery Business8
Delivery Total624
Preferred Last Line KeyX11048
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11048
Land Area100.928000
Water Area2.137000
City Alias Code
City Mixed CaseRhine
City Alias Mixed CaseRhine
Box Count98
SFDU445
MFDU0
State ANSI13
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127348
Unique ZIP Name
SSA State County Code11380
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseDodge

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]