Get multiple home insurance quotes in 31092. Our licensed 31092, GA agents are ready to serve you.

Homeowners Insurance in 31092

In Vienna, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 31092 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 31092 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 31092 should appear in the zip code field ready to go.

31092 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1054. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Vienna home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 31092 Home Insurance Rates Now!

Best 3 Options to Compare in 31092

If you want homeowners insurance quotes within the city of Vienna or in the 31092 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Vienna, GA.

31092 Home Insurance Average Premiums

Local 31092 homeowners insurance quotes comparison

$804 /yr.

Shows Zip Code: 31092 lowest rates with discounts applied on average.

For the 31092, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$804 /yr.
Average Coverage:$1054 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1354 /yr.

What is the average home insurance cost for a home in 31092?

  • • The average homeowners insurance premium paid annually for a home in 31092 is around $1054 per year.

What does it cost on average per month for home insurance in 31092?

  • • Homeowners in 31092 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31092?

  • • Autoowners in 31092 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vienna area, check out other zip codes nearby 31092.
Review average rates in another zip code:
31092 homeowners insurance rates

Home Replacement Cost Coverage in 31092

Average Building Cost Per Square Foot in 31092: $122

Location: Vienna, Georgia (Dooly County)

Average Square Footage in 31092: 702 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31092 before you start any project. Vienna homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31092 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31092 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 702 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vienna area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122702$85,700
Additional Upgrades & Added Features$153702$107,125
Major Home Updates or Advancements$183702$128,550

It's important to understand that when you estimate your replacement cost of your home in the 31092 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31092

Best Home & Auto Insurance Agencies in 31092

Akin Insurance Agency and Associates

Address: 101 E Union St Vienna, GA 31092
Phone:
Website:
Info:

Housing Demographics for 31092

Population Review for 31092 Zip Code

For the city of Vienna, the population within 31092 has increased to over 4,695 residents in population size. The current population total is 5,602. We have broken down the population based on race below. In 31092, there are over 2597 in male population and 3005 females.

PopulationValues
Total Population5,602
White Population2462
Black Population2600
Hispanic Population433
Asian Population24
Hawaiian Population4
Indian Population18
Other Population356
Male Population2597
Female Population3005
Population Estimate4695

Household Data for 31092

The average number of homes in 31092 is around 2,377, there are an average of 2.35 per household. The average house value according to local real estate values is around $85,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,377
Persons Per Household2.35
Average House Value$85,700
Income Per Household$36813
Median Age43.7
Median Age Male42.6
Median Age Female44.4
31092 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityVienna
City Alias NameVIENNA
CountyDooly
County FIPS093
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees2232
Business First Quarter Payroll18253
Business Annual Payroll71733
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential1998
Delivery Business127
Delivery Total2463
Preferred Last Line KeyX11322
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11322
Land Area188.178000
Water Area1.789000
City Alias Code
City Mixed CaseVienna
City Alias Mixed CaseVienna
Box Count262
SFDU1740
MFDU0
State ANSI13
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number129086
Unique ZIP Name
SSA State County Code11381
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseDooly

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]