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Homeowners Insurance in 31322

For homeowners living in 31322, you want more affordable home insurance rates in Pooler, right? Our rates are very competitive for homeowners living in the great city of Pooler, GA. Many homeowners living in the 31322 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 31322 should appear in the zip code field ready to go. Comparing Pooler, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

31322 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Pooler pay around $988 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 31322 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Pooler homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

Get 31322 Homeowners Insurance Rates Now!

31322 Home Insurance Average Premiums

Local 31322 homeowners insurance quotes comparison

$738 /yr.

Shows Zip Code: 31322 lowest rates with discounts applied on average.

For the 31322, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$738 /yr.
Average Coverage:$988 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1288 /yr.

What is the average home insurance cost for a home in 31322?

  • • The average homeowners insurance premium paid annually for a home in 31322 is around $988 per year.

What does it cost on average per month for home insurance in 31322?

  • • Homeowners in 31322 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 31322?

  • • Autoowners in 31322 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pooler area, check out other zip codes nearby 31322.
Review average rates in another zip code:
31322 homeowners insurance rates

Home Replacement Cost Coverage in 31322

Average Building Cost Per Square Foot in 31322: $122

Location: Pooler, Georgia (Chatham County)

Average Square Footage in 31322: 1,883 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31322 before you start any project. Pooler homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31322 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31322 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,883 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pooler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,883$229,700
Additional Upgrades & Added Features$1531,883$287,125
Major Home Updates or Advancements$1831,883$344,550

It's important to understand that when you estimate your replacement cost of your home in the 31322 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31322

Dasher & McBride Insurors Inc

Address: 138 Canal Street Suite 208 Pooler, GA 31322
Phone: (912)748-0076
Website:

Allstate Insurance Companies - Sales Offices- Pooler

Address: 138 Canal Street Pooler, GA 31322
Phone: (912)748-3040
Website: www.allstate.com

Allstate Insurance Company

Address: 138 Canal Street Suite 308 Pooler, GA 31322
Phone: (912)748-3040
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 31322

Dasher & McBride Insurors Inc

Address: 138 Canal St, #208 Pooler, GA 31322
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 138 Canal St Pooler, GA 31322
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 31322

Population Review for 31322 Zip Code

For the city of Pooler, the population within 31322 has increased to over 33,242 residents in population size. The current population total is 27,931. We have broken down the population based on race below. In 31322, there are over 13529 in male population and 14402 females.

PopulationValues
Total Population27,931
White Population14562
Black Population8288
Hispanic Population2595
Asian Population1570
Hawaiian Population47
Indian Population124
Other Population1142
Male Population13529
Female Population14402
Population Estimate33242

Household Data for 31322

The average number of homes in 31322 is around 11,098, there are an average of 2.50 per household. The average house value according to local real estate values is around $229,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,098
Persons Per Household2.50
Average House Value$229,700
Income Per Household$82597
Median Age36.4
Median Age Male35.2
Median Age Female37.6
31322 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityPooler
City Alias NamePOOLER
CountyChatham
County FIPS051
State FIPS13
Time Zone5
Day Light SavingY
MSA7520
PMSA
CSA496
CBSA42340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSavannah, GA
MSA_NameSavannah, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses897
Number Of Employees14483
Business First Quarter Payroll120840
Business Annual Payroll546997
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population347611
CBSA Division Population0
Congressional District01
Congressional LandArea7982.81
Delivery Residential13297
Delivery Business1122
Delivery Total14998
Preferred Last Line KeyX11011
Classification Code
Multi-County
CSA NameSavannah-Hinesville-Statesboro, GA
CBSA_DIV_Name
City State KeyX11011
Land Area29.482000
Water Area0.322000
City Alias Code
City Mixed CasePooler
City Alias Mixed CasePooler
Box Count550
SFDU7546
MFDU2852
State ANSI13
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number126996
Unique ZIP Name
SSA State County Code11220
Medicare CBSA Code42340
Medicare CBSA NameSavannah, GA
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CaseChatham

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]