Compare 31404 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Savannah just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,505 neighbors looking to save on their home insurance policy in the local 31404 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 31404. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Savannah, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Savannah, GA

31404 Home Insurance Average Premiums

Local 31404 homeowners insurance quotes comparison

$823 /yr.

Shows Zip Code: 31404 lowest rates with discounts applied on average.

For the 31404, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$823 /yr.
Average Coverage:	$1073 /yr.
2600 sq. ft. or higher (all discounts applied)	$1373 /yr.

What is the average home insurance cost for a home in 31404?

• The average homeowners insurance premium paid annually for a home in 31404 is around $1073 per year.

What does it cost on average per month for home insurance in 31404?

• Homeowners in 31404 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31404?

• Autoowners in 31404 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Savannah area, check out other zip codes nearby 31404.
Review average rates in another zip code:
31415 homeowners insurance rates
31409 homeowners insurance rates
31419 homeowners insurance rates
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31401 homeowners insurance rates
31406 homeowners insurance rates

Home Replacement Cost Coverage in 31404

Average Building Cost Per Square Foot in 31404: $122

Location: Savannah, Georgia (Chatham County)

Average Square Footage in 31404: 1,193 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31404 before you start any project. Savannah homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31404 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31404 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,193 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Savannah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	1,193	$145,500
Additional Upgrades & Added Features	$153	1,193	$181,875
Major Home Updates or Advancements	$183	1,193	$218,250

Calculate Your Dwelling Coverage in 31404

It's important to understand that when you estimate your replacement cost of your home in the 31404 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 31404

Iannone- Dorothy - State Farm Insurance Agent

Address: 3228 Skidaway Rd Savannah, GA 31404
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Arrow Auto Insurance

Address: 2707 Skidaway Rd Savannah, GA 31404
Phone:
Website: http://www.arrowautoinsurance.com
Info:

Housing Demographics for 31404

Population Review for 31404 Zip Code

For the city of Savannah, the population within 31404 has increased to over 31,040 residents in population size. The current population total is 31,530. We have broken down the population based on race below. In 31404, there are over 14450 in male population and 17080 females.

Population	Values
Total Population	31,530
White Population	10405
Black Population	17819
Hispanic Population	1827
Asian Population	858
Hawaiian Population	48
Indian Population	77
Other Population	904
Male Population	14450
Female Population	17080
Population Estimate	31040

Household Data for 31404

The average number of homes in 31404 is around 12,505, there are an average of 2.33 per household. The average house value according to local real estate values is around $145,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,505
Persons Per Household	2.33
Average House Value	$145,500
Income Per Household	$42500
Median Age	34.6
Median Age Male	33.3
Median Age Female	35.8

31404 Details	Values
State	GA
State Full Name	Georgia
City Type	P
City Alias Abbreviation
Area Code	912
City	Savannah
City Alias Name	SAVANNAH
County	Chatham
County FIPS	051
State FIPS	13
Time Zone	5
Day Light Saving	Y
MSA	7520
PMSA
CSA	496
CBSA	42340
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Savannah, GA
MSA_Name	Savannah, GA MSA
PMSA_Name
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	631
Number Of Employees	12729
Business First Quarter Payroll	167307
Business Annual Payroll	720015
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	347611
CBSA Division Population	0
Congressional District	01
Congressional LandArea	7982.81
Delivery Residential	13322
Delivery Business	762
Delivery Total	14024
Preferred Last Line Key	X11114
Classification Code
Multi-County
CSA Name	Savannah-Hinesville-Statesboro, GA
CBSA_DIV_Name
City State Key	X11114
Land Area	13.714000
Water Area	0.797000
City Alias Code
City Mixed Case	Savannah
City Alias Mixed Case	Savannah
Box Count	0
SFDU	10164
MFDU	1020
State ANSI	13
County ANSI	051
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	127810
Unique ZIP Name
SSA State County Code	11220
Medicare CBSA Code	42340
Medicare CBSA Name	Savannah, GA
Medicare CBSA Type	Metro
Market Rating Area ID	14
County Mixed Case	Chatham

Georgia Homeowners Insurance News & Information

Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Home Insurance Quotes in 31404!