Get multiple home insurance quotes in 31533. Our licensed 31533, GA agents are ready to serve you.

31533 Home Insurance Rates

For homeowners living in 31533, the population estimates are increasing to well over 16,714 with 6,416 occupied homes within the zip code of 31533. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Douglas have increased and the average home insurance premium is around $1,046 per year in 31533. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 31533 zip code today so we can help you find affordable Douglas, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 31533

Please select one of the three options below based on your 31533 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Coffee County, GA Home Insurance
  3. Douglas, GA Home Insurance Quotes

31533 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 31533 zip code just got easier with GetHomeInsuranceQuotes.com of Douglas, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 31533 today and let us help you review the best home insurance quotes available for homeowners living in Douglas.

Get 31533 Homeowners Insurance Rates Now!

31533 Home Insurance Average Premiums

Local 31533 homeowners insurance quotes comparison

$796 /yr.

Shows Zip Code: 31533 lowest rates with discounts applied on average.

For the 31533, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$796 /yr.
Average Coverage:$1046 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1346 /yr.

What is the average home insurance cost for a home in 31533?

  • • The average homeowners insurance premium paid annually for a home in 31533 is around $1046 per year.

What does it cost on average per month for home insurance in 31533?

  • • Homeowners in 31533 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31533?

  • • Autoowners in 31533 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Douglas area, check out other zip codes nearby 31533.
Review average rates in another zip code:
31535 homeowners insurance rates
31533 homeowners insurance rates

Home Replacement Cost Coverage in 31533

Average Building Cost Per Square Foot in 31533: $122

Location: Douglas, Georgia (Coffee County)

Average Square Footage in 31533: 930 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31533 before you start any project. Douglas homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31533 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31533 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 930 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Douglas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122930$113,400
Additional Upgrades & Added Features$153930$141,750
Major Home Updates or Advancements$183930$170,100

It's important to understand that when you estimate your replacement cost of your home in the 31533 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31533

Meeks Insurance Agency

Address: 800 Madison Avenue North Douglas, GA 31533
Phone: (912)384-4713
Website:

Griffin Insurance Agency

Address: 506 Ward Street West Douglas, GA 31533
Phone: (912)384-1003
Website:

Mccrary-Daniels Insurance Agency

Address: 120 Madison Avenue North Douglas, GA 31533
Phone: (912)384-2130
Website: www.mccrarydaniels.com

Carter Thompson Insurance

Address: 201 Ashley Street East Douglas, GA 31533
Phone: (912)384-7171
Website:

Best Home & Auto Insurance Agencies in 31533

Douglas Insurance Services

Address: 912 Madison Ave N Douglas, GA 31533
Phone:
Website: http://www.dglsins.com
Info:

Hometown Insurance Agency & Tax Service

Address: 930 Peterson Ave S Douglas, GA 31533
Phone:
Website:
Info:

Mccrary-Daniels Insurance Agency

Address: 120 Madison Ave N Douglas, GA 31533
Phone:
Website: http://www.mccrarydaniels.com
Info:

Dixon Insurance

Address: 503 Peterson Ave N Douglas, GA 31533
Phone:
Website:
Info:

Douglas Insurance Services Inc

Address: 912 S Madison Ave Douglas, GA 31533
Phone:
Website:
Info:

Housing Demographics for 31533

Population Review for 31533 Zip Code

For the city of Douglas, the population within 31533 has increased to over 16,807 residents in population size. The current population total is 16,714. We have broken down the population based on race below. In 31533, there are over 7820 in male population and 8894 females.

PopulationValues
Total Population16,714
White Population8262
Black Population5965
Hispanic Population2252
Asian Population167
Hawaiian Population10
Indian Population102
Other Population1285
Male Population7820
Female Population8894
Population Estimate16807

Household Data for 31533

The average number of homes in 31533 is around 6,416, there are an average of 2.54 per household. The average house value according to local real estate values is around $113,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,416
Persons Per Household2.54
Average House Value$113,400
Income Per Household$43209
Median Age35.5
Median Age Male34.2
Median Age Female37.0
31533 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityDouglas
City Alias NameDOUGLAS
CountyCoffee
County FIPS069
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA20060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDouglas, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses581
Number Of Employees10163
Business First Quarter Payroll93767
Business Annual Payroll423025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population50731
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential6617
Delivery Business972
Delivery Total7492
Preferred Last Line KeyX10359
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10359
Land Area66.291000
Water Area1.321000
City Alias Code
City Mixed CaseDouglas
City Alias Mixed CaseDouglas
Box Count0
SFDU5521
MFDU232
State ANSI13
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122673
Unique ZIP Name
SSA State County Code11291
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseCoffee

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]