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Compare 31544 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Jacksonville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 278 neighbors looking to save on their home insurance policy in the local 31544 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 31544. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Jacksonville, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Jacksonville, GA

31544 Home Insurance Average Premiums

Local 31544 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 31544 lowest rates with discounts applied on average.

For the 31544, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 31544?

  • • The average homeowners insurance premium paid annually for a home in 31544 is around $1050 per year.

What does it cost on average per month for home insurance in 31544?

  • • Homeowners in 31544 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31544?

  • • Autoowners in 31544 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jacksonville area, check out other zip codes nearby 31544.
Review average rates in another zip code:
31544 homeowners insurance rates

Home Replacement Cost Coverage in 31544

Average Building Cost Per Square Foot in 31544: $122

Location: Jacksonville, Georgia (Telfair County)

Average Square Footage in 31544: 500 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31544 before you start any project. Jacksonville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31544 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31544 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 500 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jacksonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122500$61,000
Additional Upgrades & Added Features$153500$76,250
Major Home Updates or Advancements$183500$91,500

It's important to understand that when you estimate your replacement cost of your home in the 31544 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31544

Best Home & Auto Insurance Agencies in 31544

Housing Demographics for 31544

Population Review for 31544 Zip Code

For the city of Jacksonville, the population within 31544 has increased to over 835 residents in population size. The current population total is 699. We have broken down the population based on race below. In 31544, there are over 353 in male population and 346 females.

PopulationValues
Total Population699
White Population498
Black Population167
Hispanic Population21
Asian Population0
Hawaiian Population0
Indian Population4
Other Population14
Male Population353
Female Population346
Population Estimate835

Household Data for 31544

The average number of homes in 31544 is around 278, there are an average of 2.51 per household. The average house value according to local real estate values is around $61,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode278
Persons Per Household2.51
Average House Value$61,000
Income Per Household$36992
Median Age40.3
Median Age Male42.9
Median Age Female37.6
31544 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityJacksonville
City Alias NameJACKSONVILLE
CountyTelfair
County FIPS271
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees54
Business First Quarter Payroll567
Business Annual Payroll2048
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential333
Delivery Business8
Delivery Total364
Preferred Last Line KeyX10659
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10659
Land Area102.995000
Water Area1.866000
City Alias Code
City Mixed CaseJacksonville
City Alias Mixed CaseJacksonville
Box Count19
SFDU326
MFDU0
State ANSI13
County ANSI271
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number124587
Unique ZIP Name
SSA State County Code11884
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseTelfair

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]