Get multiple home insurance quotes in 31545. Our licensed 31545, GA agents are ready to serve you.

31545 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 31545 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Jesup, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 31545 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Jesup homeowners insurance rates, coverage options or home insurance types, please select Jesup, GA Home Insurance Rates Online!

31545 Home Insurance Average Premiums

Local 31545 homeowners insurance quotes comparison

$822 /yr.

Shows Zip Code: 31545 lowest rates with discounts applied on average.

For the 31545, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$822 /yr.
Average Coverage:$1072 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1372 /yr.

What is the average home insurance cost for a home in 31545?

  • • The average homeowners insurance premium paid annually for a home in 31545 is around $1072 per year.

What does it cost on average per month for home insurance in 31545?

  • • Homeowners in 31545 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31545?

  • • Autoowners in 31545 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jesup area, check out other zip codes nearby 31545.
Review average rates in another zip code:
31546 homeowners insurance rates
31545 homeowners insurance rates

Home Replacement Cost Coverage in 31545

Average Building Cost Per Square Foot in 31545: $122

Location: Jesup, Georgia (Wayne County)

Average Square Footage in 31545: 1,020 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31545 before you start any project. Jesup homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31545 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31545 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,020 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jesup area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,020$124,500
Additional Upgrades & Added Features$1531,020$155,625
Major Home Updates or Advancements$1831,020$186,750

It's important to understand that when you estimate your replacement cost of your home in the 31545 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31545

Best Home & Auto Insurance Agencies in 31545

Allstate Insurance Companies

Address: 895 S 1st St Jesup, GA 31545
Phone:
Website: http://www.allstateagencies.com
Info:

Keith- David Earl - State Farm Insurance Agent

Address: 107 W Plum St Jesup, GA 31545
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brockington- Robyn - State Farm Insurance Agent

Address: 1590 W Cherry St Jesup, GA 31545
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brumbeloe & Associates Insurance

Address: 198 W Walnut St Jesup, GA 31545
Phone:
Website:
Info:

Housing Demographics for 31545

Population Review for 31545 Zip Code

For the city of Jesup, the population within 31545 has increased to over 17,495 residents in population size. The current population total is 16,089. We have broken down the population based on race below. In 31545, there are over 7756 in male population and 8333 females.

PopulationValues
Total Population16,089
White Population11490
Black Population3285
Hispanic Population938
Asian Population79
Hawaiian Population1
Indian Population37
Other Population475
Male Population7756
Female Population8333
Population Estimate17495

Household Data for 31545

The average number of homes in 31545 is around 6,302, there are an average of 2.50 per household. The average house value according to local real estate values is around $124,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,302
Persons Per Household2.50
Average House Value$124,500
Income Per Household$38079
Median Age39.1
Median Age Male37.5
Median Age Female40.6
31545 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityJesup
City Alias NameJESUP
CountyWayne
County FIPS305
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA496
CBSA27700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameJesup, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses407
Number Of Employees5195
Business First Quarter Payroll53890
Business Annual Payroll223624
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population30099
CBSA Division Population0
Congressional District01
Congressional LandArea7982.81
Delivery Residential6998
Delivery Business609
Delivery Total7611
Preferred Last Line KeyX10669
Classification Code
Multi-County
CSA NameSavannah-Hinesville-Statesboro, GA
CBSA_DIV_Name
City State KeyX10669
Land Area101.499000
Water Area2.171000
City Alias Code
City Mixed CaseJesup
City Alias Mixed CaseJesup
Box Count0
SFDU6354
MFDU241
State ANSI13
County ANSI305
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number124675
Unique ZIP Name
SSA State County Code11960
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWayne

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]