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31630 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 31630 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Du Pont, GA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 31630.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 31630 and start shopping.

Quickly and Easily Compare Average Rates for 31630

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Du Pont, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 31630

Homeowners in Du Pont are paying roughly $1060 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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31630 Home Insurance Average Premiums

Local 31630 homeowners insurance quotes comparison

$810 /yr.

Shows Zip Code: 31630 lowest rates with discounts applied on average.

For the 31630, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$810 /yr.
Average Coverage:$1060 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1360 /yr.

What is the average home insurance cost for a home in 31630?

  • • The average homeowners insurance premium paid annually for a home in 31630 is around $1060 per year.

What does it cost on average per month for home insurance in 31630?

  • • Homeowners in 31630 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31630?

  • • Autoowners in 31630 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Du Pont area, check out other zip codes nearby 31630.
Review average rates in another zip code:
31630 homeowners insurance rates

Home Replacement Cost Coverage in 31630

Average Building Cost Per Square Foot in 31630: $122

Location: Du Pont, Georgia (Clinch County)

Average Square Footage in 31630: 543 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31630 before you start any project. Du Pont homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31630 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31630 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 543 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Du Pont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122543$66,300
Additional Upgrades & Added Features$153543$82,875
Major Home Updates or Advancements$183543$99,450

It's important to understand that when you estimate your replacement cost of your home in the 31630 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31630

Best Home & Auto Insurance Agencies in 31630

Housing Demographics for 31630

Population Review for 31630 Zip Code

For the city of Du Pont, the population within 31630 has increased to over 551 residents in population size. The current population total is 537. We have broken down the population based on race below. In 31630, there are over 262 in male population and 275 females.

PopulationValues
Total Population537
White Population362
Black Population122
Hispanic Population32
Asian Population0
Hawaiian Population2
Indian Population4
Other Population13
Male Population262
Female Population275
Population Estimate551

Household Data for 31630

The average number of homes in 31630 is around 185, there are an average of 2.90 per household. The average house value according to local real estate values is around $66,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode185
Persons Per Household2.90
Average House Value$66,300
Income Per Household$16866
Median Age37.6
Median Age Male35.0
Median Age Female41.2
31630 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityDu Pont
City Alias NameDU PONT
CountyClinch
County FIPS065
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees18
Business First Quarter Payroll112
Business Annual Payroll468
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential190
Delivery Business4
Delivery Total235
Preferred Last Line KeyX10372
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10372
Land Area140.433000
Water Area0.909000
City Alias Code
City Mixed CaseDu Pont
City Alias Mixed CaseDu Pont
Box Count38
SFDU190
MFDU0
State ANSI13
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number122772
Unique ZIP Name
SSA State County Code11281
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseClinch

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]