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31711 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 31711? There are over 343 occupied homes in the 31711 area. With a population size of 895, it's not uncommon for residence of Andersonville, GA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Georgia is around $1,057 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 31711 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Andersonville, GA Home Insurance Rate Quotes

31711 Home Insurance Average Premiums

Local 31711 homeowners insurance quotes comparison

$807 /yr.

Shows Zip Code: 31711 lowest rates with discounts applied on average.

For the 31711, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$807 /yr.
Average Coverage:$1057 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1357 /yr.

What is the average home insurance cost for a home in 31711?

  • • The average homeowners insurance premium paid annually for a home in 31711 is around $1057 per year.

What does it cost on average per month for home insurance in 31711?

  • • Homeowners in 31711 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31711?

  • • Autoowners in 31711 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Andersonville area, check out other zip codes nearby 31711.
Review average rates in another zip code:
31711 homeowners insurance rates

Home Replacement Cost Coverage in 31711

Average Building Cost Per Square Foot in 31711: $122

Location: Andersonville, Georgia (Sumter County)

Average Square Footage in 31711: 671 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31711 before you start any project. Andersonville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31711 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31711 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 671 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Andersonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122671$81,900
Additional Upgrades & Added Features$153671$102,375
Major Home Updates or Advancements$183671$122,850

It's important to understand that when you estimate your replacement cost of your home in the 31711 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31711

Best Home & Auto Insurance Agencies in 31711

Housing Demographics for 31711

Population Review for 31711 Zip Code

For the city of Andersonville, the population within 31711 has increased to over 923 residents in population size. The current population total is 895. We have broken down the population based on race below. In 31711, there are over 431 in male population and 464 females.

PopulationValues
Total Population895
White Population585
Black Population246
Hispanic Population33
Asian Population3
Hawaiian Population1
Indian Population5
Other Population16
Male Population431
Female Population464
Population Estimate923

Household Data for 31711

The average number of homes in 31711 is around 343, there are an average of 2.61 per household. The average house value according to local real estate values is around $81,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode343
Persons Per Household2.61
Average House Value$81,900
Income Per Household$46736
Median Age45.7
Median Age Male45.4
Median Age Female46.4
31711 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityAndersonville
City Alias NameANDERSONVILLE
CountySumter
County FIPS261
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA11140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAmericus, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees4
Business First Quarter Payroll40
Business Annual Payroll209
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37829
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential354
Delivery Business3
Delivery Total1556
Preferred Last Line KeyX10037
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10037
Land Area73.704000
Water Area1.044000
City Alias Code
City Mixed CaseAndersonville
City Alias Mixed CaseAndersonville
Box Count18
SFDU354
MFDU0
State ANSI13
County ANSI261
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120275
Unique ZIP Name
SSA State County Code11870
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseSumter

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]