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Compare 31712 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Arabi just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 467 neighbors looking to save on their home insurance policy in the local 31712 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 31712. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Arabi, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Arabi, GA

31712 Home Insurance Average Premiums

Local 31712 homeowners insurance quotes comparison

$812 /yr.

Shows Zip Code: 31712 lowest rates with discounts applied on average.

For the 31712, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$812 /yr.
Average Coverage:$1062 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1362 /yr.

What is the average home insurance cost for a home in 31712?

  • • The average homeowners insurance premium paid annually for a home in 31712 is around $1062 per year.

What does it cost on average per month for home insurance in 31712?

  • • Homeowners in 31712 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31712?

  • • Autoowners in 31712 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arabi area, check out other zip codes nearby 31712.
Review average rates in another zip code:
31712 homeowners insurance rates

Home Replacement Cost Coverage in 31712

Average Building Cost Per Square Foot in 31712: $122

Location: Arabi, Georgia (Crisp County)

Average Square Footage in 31712: 354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31712 before you start any project. Arabi homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31712 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31712 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 354 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arabi area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122354$43,200
Additional Upgrades & Added Features$153354$54,000
Major Home Updates or Advancements$183354$64,800

It's important to understand that when you estimate your replacement cost of your home in the 31712 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31712

Best Home & Auto Insurance Agencies in 31712

Housing Demographics for 31712

Population Review for 31712 Zip Code

For the city of Arabi, the population within 31712 has increased to over 1,054 residents in population size. The current population total is 1,155. We have broken down the population based on race below. In 31712, there are over 576 in male population and 579 females.

PopulationValues
Total Population1,155
White Population960
Black Population141
Hispanic Population20
Asian Population7
Hawaiian Population0
Indian Population0
Other Population9
Male Population576
Female Population579
Population Estimate1054

Household Data for 31712

The average number of homes in 31712 is around 467, there are an average of 2.47 per household. The average house value according to local real estate values is around $43,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode467
Persons Per Household2.47
Average House Value$43,200
Income Per Household$67188
Median Age46.1
Median Age Male46.4
Median Age Female45.9
31712 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityArabi
City Alias NameARABI
CountyCrisp
County FIPS081
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA18380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCordele, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees43
Business First Quarter Payroll405
Business Annual Payroll1849
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population23439
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential427
Delivery Business27
Delivery Total529
Preferred Last Line KeyX10039
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10039
Land Area67.124000
Water Area0.472000
City Alias Code
City Mixed CaseArabi
City Alias Mixed CaseArabi
Box Count67
SFDU427
MFDU0
State ANSI13
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120308
Unique ZIP Name
SSA State County Code11340
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCrisp

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]