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31716, GA Home Insurance

In the zip code of 31716, the population size is around 2,685, which consists of 1,025 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Baconton, GA. A few years ago, a study was done and found that the average home insurance rates for Georgia are around $1,043 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 31716 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Baconton. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Baconton, GA Homeowners Insurance Online Rates Today!

31716 Home Insurance Average Premiums

Local 31716 homeowners insurance quotes comparison

$793 /yr.

Shows Zip Code: 31716 lowest rates with discounts applied on average.

For the 31716, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$793 /yr.
Average Coverage:$1043 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1343 /yr.

What is the average home insurance cost for a home in 31716?

  • • The average homeowners insurance premium paid annually for a home in 31716 is around $1043 per year.

What does it cost on average per month for home insurance in 31716?

  • • Homeowners in 31716 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31716?

  • • Autoowners in 31716 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baconton area, check out other zip codes nearby 31716.
Review average rates in another zip code:
31716 homeowners insurance rates

Home Replacement Cost Coverage in 31716

Average Building Cost Per Square Foot in 31716: $122

Location: Baconton, Georgia (Mitchell County)

Average Square Footage in 31716: 662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31716 before you start any project. Baconton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31716 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31716 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 662 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baconton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122662$80,800
Additional Upgrades & Added Features$153662$101,000
Major Home Updates or Advancements$183662$121,200

It's important to understand that when you estimate your replacement cost of your home in the 31716 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31716

Best Home & Auto Insurance Agencies in 31716

Housing Demographics for 31716

Population Review for 31716 Zip Code

For the city of Baconton, the population within 31716 has increased to over 2,373 residents in population size. The current population total is 2,685. We have broken down the population based on race below. In 31716, there are over 1269 in male population and 1416 females.

PopulationValues
Total Population2,685
White Population1571
Black Population884
Hispanic Population143
Asian Population11
Hawaiian Population0
Indian Population10
Other Population101
Male Population1269
Female Population1416
Population Estimate2373

Household Data for 31716

The average number of homes in 31716 is around 1,025, there are an average of 2.62 per household. The average house value according to local real estate values is around $80,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,025
Persons Per Household2.62
Average House Value$80,800
Income Per Household$48964
Median Age41.0
Median Age Male39.9
Median Age Female42.1
31716 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityBaconton
City Alias NameBACONTON
CountyMitchell
County FIPS205
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees106
Business First Quarter Payroll1144
Business Annual Payroll4875
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential906
Delivery Business33
Delivery Total1437
Preferred Last Line KeyX10073
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10073
Land Area79.757000
Water Area0.265000
City Alias Code
City Mixed CaseBaconton
City Alias Mixed CaseBaconton
Box Count230
SFDU898
MFDU8
State ANSI13
County ANSI205
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120561
Unique ZIP Name
SSA State County Code11750
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMitchell

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]