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Find the Best Home Insurance Rates in 31735

Shopping for homeowners insurance in 31735 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Cobb, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 31735 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 31735

Find Cobb, GA Homeowners Insurance Quotes to review the best coverage options in your area.

31735 Home Insurance Rating is: high!

In 31735 the average premium is $1063. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 31735, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 31735!

31735 Home Insurance Average Premiums

Local 31735 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 31735 lowest rates with discounts applied on average.

For the 31735, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 31735?

  • • The average homeowners insurance premium paid annually for a home in 31735 is around $1063 per year.

What does it cost on average per month for home insurance in 31735?

  • • Homeowners in 31735 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31735?

  • • Autoowners in 31735 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cobb area, check out other zip codes nearby 31735.
Review average rates in another zip code:
31735 homeowners insurance rates

Home Replacement Cost Coverage in 31735

Average Building Cost Per Square Foot in 31735: $122

Location: Cobb, Georgia (Sumter County)

Average Square Footage in 31735: 1,575 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31735 before you start any project. Cobb homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,575 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cobb area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,575$192,200
Additional Upgrades & Added Features$1531,575$240,250
Major Home Updates or Advancements$1831,575$288,300

It's important to understand that when you estimate your replacement cost of your home in the 31735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31735

Best Home & Auto Insurance Agencies in 31735

Housing Demographics for 31735

Population Review for 31735 Zip Code

For the city of Cobb, the population within 31735 has increased to over 717 residents in population size. The current population total is 695. We have broken down the population based on race below. In 31735, there are over 383 in male population and 312 females.

PopulationValues
Total Population695
White Population597
Black Population68
Hispanic Population15
Asian Population0
Hawaiian Population0
Indian Population1
Other Population5
Male Population383
Female Population312
Population Estimate717

Household Data for 31735

The average number of homes in 31735 is around 360, there are an average of 1.93 per household. The average house value according to local real estate values is around $192,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode360
Persons Per Household1.93
Average House Value$192,200
Income Per Household$35500
Median Age59.0
Median Age Male57.8
Median Age Female59.9
31735 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityCobb
City Alias NameCOBB
CountySumter
County FIPS261
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA11140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAmericus, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees43
Business First Quarter Payroll462
Business Annual Payroll2109
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37829
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential372
Delivery Business3
Delivery Total437
Preferred Last Line KeyX10257
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10257
Land Area19.805000
Water Area4.430000
City Alias Code
City Mixed CaseCobb
City Alias Mixed CaseCobb
Box Count56
SFDU369
MFDU0
State ANSI13
County ANSI261
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number121859
Unique ZIP Name
SSA State County Code11870
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseSumter

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]