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Homeowners Insurance in 31768

For homeowners living in 31768, you want more affordable home insurance rates in Moultrie, right? Our rates are very competitive for homeowners living in the great city of Moultrie, GA. Many homeowners living in the 31768 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 31768 should appear in the zip code field ready to go. Comparing Moultrie, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

31768 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Moultrie pay around $1021 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 31768 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Moultrie homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

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31768 Home Insurance Average Premiums

Local 31768 homeowners insurance quotes comparison

$771 /yr.

Shows Zip Code: 31768 lowest rates with discounts applied on average.

For the 31768, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$771 /yr.
Average Coverage:$1021 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1321 /yr.

What is the average home insurance cost for a home in 31768?

  • • The average homeowners insurance premium paid annually for a home in 31768 is around $1021 per year.

What does it cost on average per month for home insurance in 31768?

  • • Homeowners in 31768 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 31768?

  • • Autoowners in 31768 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moultrie area, check out other zip codes nearby 31768.
Review average rates in another zip code:
31788 homeowners insurance rates
31768 homeowners insurance rates

Home Replacement Cost Coverage in 31768

Average Building Cost Per Square Foot in 31768: $122

Location: Moultrie, Georgia (Colquitt County)

Average Square Footage in 31768: 851 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31768 before you start any project. Moultrie homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31768 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31768 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 851 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moultrie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122851$103,800
Additional Upgrades & Added Features$153851$129,750
Major Home Updates or Advancements$183851$155,700

It's important to understand that when you estimate your replacement cost of your home in the 31768 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31768

Glenn A. Chancy Agency

Address: 10 4th Ave SW Moultrie, GA 31768
Phone: (229)985-1603
Website:

Best Home & Auto Insurance Agencies in 31768

Bauman Insurance Agency

Address: 605 S Main St Moultrie, GA 31768
Phone:
Website:
Info:

Insurance Unlimited

Address: 321 N Main St Moultrie, GA 31768
Phone:
Website:
Info:

Harper-McCall Insurance Agency Inc

Address: 17 N Main St Moultrie, GA 31768
Phone:
Website: http://www.verizonsupersite.com/harpermccall
Info:

Brewer-Costin Insurance

Address: 129 1st St SE Moultrie, GA 31768
Phone:
Website:
Info:

Chitty- K Brent - State Farm Insurance Agent

Address: 1 Long Leaf Office Park Moultrie, GA 31768
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 31768

Population Review for 31768 Zip Code

For the city of Moultrie, the population within 31768 has increased to over 23,654 residents in population size. The current population total is 23,050. We have broken down the population based on race below. In 31768, there are over 11141 in male population and 11909 females.

PopulationValues
Total Population23,050
White Population11997
Black Population7218
Hispanic Population3880
Asian Population149
Hawaiian Population8
Indian Population175
Other Population2059
Male Population11141
Female Population11909
Population Estimate23654

Household Data for 31768

The average number of homes in 31768 is around 8,884, there are an average of 2.57 per household. The average house value according to local real estate values is around $103,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,884
Persons Per Household2.57
Average House Value$103,800
Income Per Household$37986
Median Age38.5
Median Age Male37.1
Median Age Female39.7
31768 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityMoultrie
City Alias NameMOULTRIE
CountyColquitt
County FIPS071
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA34220
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMoultrie, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses596
Number Of Employees8793
Business First Quarter Payroll90181
Business Annual Payroll358604
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45498
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential9204
Delivery Business705
Delivery Total9894
Preferred Last Line KeyX10857
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10857
Land Area142.416000
Water Area2.964000
City Alias Code
City Mixed CaseMoultrie
City Alias Mixed CaseMoultrie
Box Count0
SFDU8066
MFDU621
State ANSI13
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number126127
Unique ZIP Name
SSA State County Code11300
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseColquitt

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]