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Home Insurance Quotes in 31771

Are you shopping for a cheaper homeowners insurance rate in 31771? Our rates are very competitive for homeowners living in Norman Park, GA. Many homeowners located in the 31771 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 31771. To get free 31771 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 31771 zip code should appear in the zip code field ready to go. Shopping Norman Park, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 31771 to review the best rate coverages.

Your 31771 Home Insurance Costs Is Rated: High!

For the great city of Norman Park, the average home insurance premium paid annually is around $1037 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Norman Park and need insurance on your home in the 31771 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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31771 Home Insurance Average Premiums

Local 31771 homeowners insurance quotes comparison

$787 /yr.

Shows Zip Code: 31771 lowest rates with discounts applied on average.

For the 31771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$787 /yr.
Average Coverage:$1037 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1337 /yr.

What is the average home insurance cost for a home in 31771?

  • • The average homeowners insurance premium paid annually for a home in 31771 is around $1037 per year.

What does it cost on average per month for home insurance in 31771?

  • • Homeowners in 31771 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 31771?

  • • Autoowners in 31771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norman Park area, check out other zip codes nearby 31771.
Review average rates in another zip code:
31771 homeowners insurance rates

Home Replacement Cost Coverage in 31771

Average Building Cost Per Square Foot in 31771: $122

Location: Norman Park, Georgia (Colquitt County)

Average Square Footage in 31771: 532 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31771 before you start any project. Norman Park homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 532 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norman Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122532$64,900
Additional Upgrades & Added Features$153532$81,125
Major Home Updates or Advancements$183532$97,350

It's important to understand that when you estimate your replacement cost of your home in the 31771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31771

Best Home & Auto Insurance Agencies in 31771

Housing Demographics for 31771

Population Review for 31771 Zip Code

For the city of Norman Park, the population within 31771 has increased to over 5,167 residents in population size. The current population total is 5,809. We have broken down the population based on race below. In 31771, there are over 2898 in male population and 2911 females.

PopulationValues
Total Population5,809
White Population3902
Black Population766
Hispanic Population1214
Asian Population39
Hawaiian Population1
Indian Population67
Other Population709
Male Population2898
Female Population2911
Population Estimate5167

Household Data for 31771

The average number of homes in 31771 is around 2,069, there are an average of 2.79 per household. The average house value according to local real estate values is around $64,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,069
Persons Per Household2.79
Average House Value$64,900
Income Per Household$50081
Median Age37.6
Median Age Male37.3
Median Age Female37.9
31771 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityNorman Park
City Alias NameNORMAN PARK
CountyColquitt
County FIPS071
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA34220
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMoultrie, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses55
Number Of Employees317
Business First Quarter Payroll2225
Business Annual Payroll9583
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45498
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential1852
Delivery Business32
Delivery Total2241
Preferred Last Line KeyX10902
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10902
Land Area113.020000
Water Area1.830000
City Alias Code
City Mixed CaseNorman Park
City Alias Mixed CaseNorman Park
Box Count326
SFDU1852
MFDU0
State ANSI13
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number126402
Unique ZIP Name
SSA State County Code11300
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseColquitt

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]