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31784, GA Home Insurance

In the zip code of 31784, the population size is around 652, which consists of 270 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sale City, GA. A few years ago, a study was done and found that the average home insurance rates for Georgia are around $1,062 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 31784 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sale City. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Sale City, GA Homeowners Insurance Online Rates Today!

31784 Home Insurance Average Premiums

Local 31784 homeowners insurance quotes comparison

$812 /yr.

Shows Zip Code: 31784 lowest rates with discounts applied on average.

For the 31784, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$812 /yr.
Average Coverage:$1062 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1362 /yr.

What is the average home insurance cost for a home in 31784?

  • • The average homeowners insurance premium paid annually for a home in 31784 is around $1062 per year.

What does it cost on average per month for home insurance in 31784?

  • • Homeowners in 31784 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31784?

  • • Autoowners in 31784 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sale City area, check out other zip codes nearby 31784.
Review average rates in another zip code:
31784 homeowners insurance rates

Home Replacement Cost Coverage in 31784

Average Building Cost Per Square Foot in 31784: $122

Location: Sale City, Georgia (Mitchell County)

Average Square Footage in 31784: 708 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31784 before you start any project. Sale City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31784 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31784 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 708 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sale City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122708$86,400
Additional Upgrades & Added Features$153708$108,000
Major Home Updates or Advancements$183708$129,600

It's important to understand that when you estimate your replacement cost of your home in the 31784 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31784

Best Home & Auto Insurance Agencies in 31784

Housing Demographics for 31784

Population Review for 31784 Zip Code

For the city of Sale City, the population within 31784 has increased to over 563 residents in population size. The current population total is 652. We have broken down the population based on race below. In 31784, there are over 352 in male population and 300 females.

PopulationValues
Total Population652
White Population501
Black Population88
Hispanic Population59
Asian Population1
Hawaiian Population0
Indian Population1
Other Population34
Male Population352
Female Population300
Population Estimate563

Household Data for 31784

The average number of homes in 31784 is around 270, there are an average of 2.41 per household. The average house value according to local real estate values is around $86,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode270
Persons Per Household2.41
Average House Value$86,400
Income Per Household$33333
Median Age44.9
Median Age Male45.4
Median Age Female44.3
31784 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CitySale City
City Alias NameSALE CITY
CountyMitchell
County FIPS205
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees21
Business First Quarter Payroll157
Business Annual Payroll1001
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential234
Delivery Business7
Delivery Total329
Preferred Last Line KeyX11097
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11097
Land Area32.598000
Water Area0.442000
City Alias Code
City Mixed CaseSale City
City Alias Mixed CaseSale City
Box Count80
SFDU234
MFDU0
State ANSI13
County ANSI205
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127700
Unique ZIP Name
SSA State County Code11750
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMitchell

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]