Get multiple home insurance quotes in 31792. Our licensed 31792, GA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 31792

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 31792, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Thomasville, GA from a list of top tier nationwide insurers.

Our Georgia licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 31792 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 31792

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Thomasville, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

31792 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Thomasville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 31792, homeowners are seeing rates around 1097 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 31792!

31792 Home Insurance Average Premiums

Local 31792 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 31792 lowest rates with discounts applied on average.

For the 31792, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 31792?

  • • The average homeowners insurance premium paid annually for a home in 31792 is around $1097 per year.

What does it cost on average per month for home insurance in 31792?

  • • Homeowners in 31792 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 31792?

  • • Autoowners in 31792 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thomasville area, check out other zip codes nearby 31792.
Review average rates in another zip code:
31792 homeowners insurance rates
31757 homeowners insurance rates

Home Replacement Cost Coverage in 31792

Average Building Cost Per Square Foot in 31792: $122

Location: Thomasville, Georgia (Thomas County)

Average Square Footage in 31792: 1,330 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31792 before you start any project. Thomasville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31792 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31792 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,330 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thomasville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,330$162,200
Additional Upgrades & Added Features$1531,330$202,750
Major Home Updates or Advancements$1831,330$243,300

It's important to understand that when you estimate your replacement cost of your home in the 31792 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31792

J Smith Lanier & Co

Address: 327 N Broad St Thomasville, GA 31792
Phone: (912)228-8114
Website:

Macintyre & Edwards Inc Insurance

Address: 110 North Crawford Street Thomasville, GA 31792
Phone: (229)226-1525
Website:

Best Home & Auto Insurance Agencies in 31792

Lewis Insurance Inc

Address: 127 E Washington St Thomasville, GA 31792
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 120 E Jackson St Thomasville, GA 31792
Phone:
Website:
Info:

Allstate Insurance Agency

Address: 411 Smith Ave Thomasville, GA 31792
Phone:
Website: http://www.allstateagencies.com/042302/Welcome/
Info:

Arnold- Charlotte D

Address: 131 N Madison St Thomasville, GA 31792
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Insurance Express

Address: 515 W Jackson St Thomasville, GA 31792
Phone:
Website:
Info:

Housing Demographics for 31792

Population Review for 31792 Zip Code

For the city of Thomasville, the population within 31792 has increased to over 25,190 residents in population size. The current population total is 24,374. We have broken down the population based on race below. In 31792, there are over 11321 in male population and 13053 females.

PopulationValues
Total Population24,374
White Population11727
Black Population11033
Hispanic Population808
Asian Population253
Hawaiian Population7
Indian Population70
Other Population388
Male Population11321
Female Population13053
Population Estimate25190

Household Data for 31792

The average number of homes in 31792 is around 9,972, there are an average of 2.40 per household. The average house value according to local real estate values is around $162,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,972
Persons Per Household2.40
Average House Value$162,200
Income Per Household$43783
Median Age39.8
Median Age Male37.7
Median Age Female41.2
31792 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityThomasville
City Alias NameTHOMASVILLE
CountyThomas
County FIPS275
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA45620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameThomasville, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses808
Number Of Employees13869
Business First Quarter Payroll140703
Business Annual Payroll634471
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population44720
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential10496
Delivery Business1017
Delivery Total11999
Preferred Last Line KeyX11269
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11269
Land Area211.392000
Water Area2.860000
City Alias Code
City Mixed CaseThomasville
City Alias Mixed CaseThomasville
Box Count0
SFDU8282
MFDU810
State ANSI13
County ANSI275
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128712
Unique ZIP Name
SSA State County Code11890
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseThomas

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]