Get multiple home insurance quotes in 31824. Our licensed 31824, GA agents are ready to serve you.

31824 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 31824 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Preston, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 31824 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Preston homeowners insurance rates, coverage options or home insurance types, please select Preston, GA Home Insurance Rates Online!

31824 Home Insurance Average Premiums

Local 31824 homeowners insurance quotes comparison

$806 /yr.

Shows Zip Code: 31824 lowest rates with discounts applied on average.

For the 31824, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$806 /yr.
Average Coverage:$1056 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1356 /yr.

What is the average home insurance cost for a home in 31824?

  • • The average homeowners insurance premium paid annually for a home in 31824 is around $1056 per year.

What does it cost on average per month for home insurance in 31824?

  • • Homeowners in 31824 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 31824?

  • • Autoowners in 31824 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Preston area, check out other zip codes nearby 31824.
Review average rates in another zip code:
31824 homeowners insurance rates

Home Replacement Cost Coverage in 31824

Average Building Cost Per Square Foot in 31824: $122

Location: Preston, Georgia (Webster County)

Average Square Footage in 31824: 454 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31824 before you start any project. Preston homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31824 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31824 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 454 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Preston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122454$55,400
Additional Upgrades & Added Features$153454$69,250
Major Home Updates or Advancements$183454$83,100

It's important to understand that when you estimate your replacement cost of your home in the 31824 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31824

Best Home & Auto Insurance Agencies in 31824

Housing Demographics for 31824

Population Review for 31824 Zip Code

For the city of Preston, the population within 31824 has increased to over 1,410 residents in population size. The current population total is 1,487. We have broken down the population based on race below. In 31824, there are over 680 in male population and 807 females.

PopulationValues
Total Population1,487
White Population612
Black Population793
Hispanic Population40
Asian Population4
Hawaiian Population5
Indian Population2
Other Population20
Male Population680
Female Population807
Population Estimate1410

Household Data for 31824

The average number of homes in 31824 is around 640, there are an average of 2.32 per household. The average house value according to local real estate values is around $55,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode640
Persons Per Household2.32
Average House Value$55,400
Income Per Household$24955
Median Age45.0
Median Age Male44.6
Median Age Female45.5
31824 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityPreston
City Alias NamePRESTON
CountyWebster
County FIPS307
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees128
Business First Quarter Payroll1155
Business Annual Payroll4704
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential608
Delivery Business21
Delivery Total763
Preferred Last Line KeyX11020
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11020
Land Area116.906000
Water Area0.568000
City Alias Code
City Mixed CasePreston
City Alias Mixed CasePreston
Box Count108
SFDU588
MFDU0
State ANSI13
County ANSI307
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number127073
Unique ZIP Name
SSA State County Code11961
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseWebster

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]