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Homeowners Insurance in 39815

In Attapulgus, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 39815 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 39815 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 39815 should appear in the zip code field ready to go.

39815 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1063. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Attapulgus home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 39815 Home Insurance Rates Now!

Best 3 Options to Compare in 39815

If you want homeowners insurance quotes within the city of Attapulgus or in the 39815 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Attapulgus, GA.

39815 Home Insurance Average Premiums

Local 39815 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 39815 lowest rates with discounts applied on average.

For the 39815, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 39815?

  • • The average homeowners insurance premium paid annually for a home in 39815 is around $1063 per year.

What does it cost on average per month for home insurance in 39815?

  • • Homeowners in 39815 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 39815?

  • • Autoowners in 39815 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Attapulgus area, check out other zip codes nearby 39815.
Review average rates in another zip code:
39815 homeowners insurance rates

Home Replacement Cost Coverage in 39815

Average Building Cost Per Square Foot in 39815: $122

Location: Attapulgus, Georgia (Decatur County)

Average Square Footage in 39815: 545 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39815 before you start any project. Attapulgus homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39815 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39815 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 545 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Attapulgus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122545$66,500
Additional Upgrades & Added Features$153545$83,125
Major Home Updates or Advancements$183545$99,750

It's important to understand that when you estimate your replacement cost of your home in the 39815 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39815

Best Home & Auto Insurance Agencies in 39815

Housing Demographics for 39815

Population Review for 39815 Zip Code

For the city of Attapulgus, the population within 39815 has increased to over 1,225 residents in population size. The current population total is 1,630. We have broken down the population based on race below. In 39815, there are over 795 in male population and 835 females.

PopulationValues
Total Population1,630
White Population454
Black Population975
Hispanic Population177
Asian Population0
Hawaiian Population2
Indian Population9
Other Population136
Male Population795
Female Population835
Population Estimate1225

Household Data for 39815

The average number of homes in 39815 is around 657, there are an average of 2.48 per household. The average house value according to local real estate values is around $66,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode657
Persons Per Household2.48
Average House Value$66,500
Income Per Household$43625
Median Age45.7
Median Age Male43.5
Median Age Female46.8
39815 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityAttapulgus
City Alias NameATTAPULGUS
CountyDecatur
County FIPS087
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA533
CBSA12460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBainbridge, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees217
Business First Quarter Payroll4593
Business Annual Payroll18021
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population27842
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential494
Delivery Business26
Delivery Total710
Preferred Last Line KeyX10062
Classification Code
Multi-County
CSA NameTallahassee-Bainbridge, FL-GA
CBSA_DIV_Name
City State KeyX10062
Land Area54.655000
Water Area0.183000
City Alias Code
City Mixed CaseAttapulgus
City Alias Mixed CaseAttapulgus
Box Count115
SFDU494
MFDU0
State ANSI13
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120451
Unique ZIP Name
SSA State County Code11360
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseDecatur

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]