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39826 Homeowners Insurance Quotes & Rates

Bronwood residents living within the 233 homes available in the zip code of 39826 are shopping online to compare cheaper and more affordable Bronwood, GA home insurance rates. In the great city of Bronwood, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,033 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 39826 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 39826 home insurance rates today! Please give us a call now at 1-855-976-2656. For Bronwood, GA Homeowners Insurance Quotes, Click to easily get started!

39826 Home Insurance Average Premiums

Local 39826 homeowners insurance quotes comparison

$783 /yr.

Shows Zip Code: 39826 lowest rates with discounts applied on average.

For the 39826, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$783 /yr.
Average Coverage:$1033 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1333 /yr.

What is the average home insurance cost for a home in 39826?

  • • The average homeowners insurance premium paid annually for a home in 39826 is around $1033 per year.

What does it cost on average per month for home insurance in 39826?

  • • Homeowners in 39826 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 39826?

  • • Autoowners in 39826 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bronwood area, check out other zip codes nearby 39826.
Review average rates in another zip code:
39826 homeowners insurance rates

Home Replacement Cost Coverage in 39826

Average Building Cost Per Square Foot in 39826: $122

Location: Bronwood, Georgia (Terrell County)

Average Square Footage in 39826: 574 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39826 before you start any project. Bronwood homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39826 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39826 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 574 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bronwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122574$70,000
Additional Upgrades & Added Features$153574$87,500
Major Home Updates or Advancements$183574$105,000

It's important to understand that when you estimate your replacement cost of your home in the 39826 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39826

Best Home & Auto Insurance Agencies in 39826

Housing Demographics for 39826

Population Review for 39826 Zip Code

For the city of Bronwood, the population within 39826 has increased to over 369 residents in population size. The current population total is 539. We have broken down the population based on race below. In 39826, there are over 258 in male population and 281 females.

PopulationValues
Total Population539
White Population218
Black Population288
Hispanic Population29
Asian Population2
Hawaiian Population1
Indian Population0
Other Population9
Male Population258
Female Population281
Population Estimate369

Household Data for 39826

The average number of homes in 39826 is around 233, there are an average of 2.31 per household. The average house value according to local real estate values is around $70,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode233
Persons Per Household2.31
Average House Value$70,000
Income Per Household$29444
Median Age47.2
Median Age Male46.5
Median Age Female48.4
39826 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityBronwood
City Alias NameBRONWOOD
CountyTerrell
County FIPS273
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA10500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAlbany, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees147
Business First Quarter Payroll1881
Business Annual Payroll7904
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population157308
CBSA Division Population0
Congressional District02
Congressional LandArea9626.23
Delivery Residential160
Delivery Business2
Delivery Total274
Preferred Last Line KeyX10162
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10162
Land Area33.682000
Water Area0.226000
City Alias Code
City Mixed CaseBronwood
City Alias Mixed CaseBronwood
Box Count97
SFDU160
MFDU0
State ANSI13
County ANSI273
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number121111
Unique ZIP Name
SSA State County Code11885
Medicare CBSA Code10500
Medicare CBSA NameAlbany, GA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTerrell

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]