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60013, IL Home Insurance

In the zip code of 60013, the population size is around 26,144, which consists of 9,357 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Cary, IL. A few years ago, a study was done and found that the average home insurance rates for Illinois are around $850 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 60013 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Cary. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Cary, IL Homeowners Insurance Online Rates Today!

60013 Home Insurance Average Premiums

Local 60013 homeowners insurance quotes comparison

$600 /yr.

Shows Zip Code: 60013 lowest rates with discounts applied on average.

For the 60013, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$600 /yr.
Average Coverage:$850 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1150 /yr.

What is the average home insurance cost for a home in 60013?

  • • The average homeowners insurance premium paid annually for a home in 60013 is around $850 per year.

What does it cost on average per month for home insurance in 60013?

  • • Homeowners in 60013 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60013?

  • • Autoowners in 60013 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cary area, check out other zip codes nearby 60013.
Review average rates in another zip code:
60013 homeowners insurance rates

Home Replacement Cost Coverage in 60013

Average Building Cost Per Square Foot in 60013: $154

Location: Cary, Illinois (Mchenry County)

Average Square Footage in 60013: 1,619 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60013 before you start any project. Cary homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60013 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60013 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,619 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cary area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,619$249,300
Additional Upgrades & Added Features$1931,619$311,625
Major Home Updates or Advancements$2311,619$373,950

It's important to understand that when you estimate your replacement cost of your home in the 60013 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60013

Best Home & Auto Insurance Agencies in 60013

Allstate Insurance Companies

Address: 395 Cary Algonquin Rd Cary, IL 60013
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Babiarz Insurance Agcy Inc - State Farm Insurance Agent

Address: 1005 Alexander Ct Cary, IL 60013
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60013

Population Review for 60013 Zip Code

For the city of Cary, the population within 60013 has increased to over 27,194 residents in population size. The current population total is 26,144. We have broken down the population based on race below. In 60013, there are over 13103 in male population and 13041 females.

PopulationValues
Total Population26,144
White Population22069
Black Population184
Hispanic Population2904
Asian Population648
Hawaiian Population7
Indian Population76
Other Population1135
Male Population13103
Female Population13041
Population Estimate27194

Household Data for 60013

The average number of homes in 60013 is around 9,357, there are an average of 2.79 per household. The average house value according to local real estate values is around $249,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,357
Persons Per Household2.79
Average House Value$249,300
Income Per Household$111950
Median Age41.2
Median Age Male39.7
Median Age Female42.7
60013 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code847/224
CityCary
City Alias NameCARY
CountyMchenry
County FIPS111
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses578
Number Of Employees5359
Business First Quarter Payroll94429
Business Annual Payroll338230
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District09|11
Congressional LandArea105.35|280.95
Delivery Residential9747
Delivery Business435
Delivery Total10719
Preferred Last Line KeyW12313
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12313
Land Area14.464000
Water Area0.750000
City Alias Code
City Mixed CaseCary
City Alias Mixed CaseCary
Box Count127
SFDU8370
MFDU197
State ANSI17
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161344
Unique ZIP Name
SSA State County Code14640
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMcHenry

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]