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Home Insurance Quotes in 60044

Are you shopping for a cheaper homeowners insurance rate in 60044? Our rates are very competitive for homeowners living in Lake Bluff, IL. Many homeowners located in the 60044 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 60044. To get free 60044 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60044 zip code should appear in the zip code field ready to go. Shopping Lake Bluff, IL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 60044 to review the best rate coverages.

Your 60044 Home Insurance Costs Is Rated: Medium!

For the great city of Lake Bluff, the average home insurance premium paid annually is around $755 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Illinois specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Lake Bluff and need insurance on your home in the 60044 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 60044 Homeowners Insurance Rates Now!

60044 Home Insurance Average Premiums

Local 60044 homeowners insurance quotes comparison

$505 /yr.

Shows Zip Code: 60044 lowest rates with discounts applied on average.

For the 60044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$505 /yr.
Average Coverage:$755 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1055 /yr.

What is the average home insurance cost for a home in 60044?

  • • The average homeowners insurance premium paid annually for a home in 60044 is around $755 per year.

What does it cost on average per month for home insurance in 60044?

  • • Homeowners in 60044 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 60044?

  • • Autoowners in 60044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Bluff area, check out other zip codes nearby 60044.
Review average rates in another zip code:
60044 homeowners insurance rates

Home Replacement Cost Coverage in 60044

Average Building Cost Per Square Foot in 60044: $154

Location: Lake Bluff, Illinois (Lake County)

Average Square Footage in 60044: 3,356 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60044 before you start any project. Lake Bluff homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,356 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Bluff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1543,356$516,800
Additional Upgrades & Added Features$1933,356$646,000
Major Home Updates or Advancements$2313,356$775,200

It's important to understand that when you estimate your replacement cost of your home in the 60044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60044

Allstate Insurance - Romito Daniel

Address: 611 Rockland Rd #201 Lake Bluff, IL 60044
Phone: (847)482-0327
Website:

Best Home & Auto Insurance Agencies in 60044

Ed Rodbro Agency Inc - Nationwide Insurance

Address: 33 N Waukegan Rd, Ste 104 Lake Bluff, IL 60044
Phone:
Website: http://www.nationwide.com/agent/Lake-Bluff-ILLINOIS-insurance-agent/edrodbroagency/office.html
Info:

Jeffrey Sperandio-Farmers Insurance

Address: 655 Rockland Rd, Ste 207 Lake Bluff, IL 60044
Phone:
Website:
Info:

Great Northern Insurance Agency

Address: 968 N Shore Dr Lake Bluff, IL 60044
Phone:
Website:
Info:

Allstate Insurance Company - Richard Hill

Address: 611 Rockland Rd Lake Bluff, IL 60044
Phone:
Website: http://www.allstateagencies.com/040658?cid=OTC-YP.com-IYP&att=TL
Info:

Whitehead, Eddie - American Family Insurance

Address: 208 N Waukegan Rd, #C Lake Bluff, IL 60044
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 60044

Population Review for 60044 Zip Code

For the city of Lake Bluff, the population within 60044 has increased to over 10,527 residents in population size. The current population total is 10,244. We have broken down the population based on race below. In 60044, there are over 4970 in male population and 5274 females.

PopulationValues
Total Population10,244
White Population7765
Black Population253
Hispanic Population918
Asian Population1060
Hawaiian Population1
Indian Population49
Other Population358
Male Population4970
Female Population5274
Population Estimate10527

Household Data for 60044

The average number of homes in 60044 is around 4,080, there are an average of 2.49 per household. The average house value according to local real estate values is around $516,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,080
Persons Per Household2.49
Average House Value$516,800
Income Per Household$113516
Median Age42.8
Median Age Male41.8
Median Age Female44.1
60044 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code224/847
CityLake Bluff
City Alias NameLAKE BLUFF
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses470
Number Of Employees4752
Business First Quarter Payroll70119
Business Annual Payroll354265
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10
Congressional LandArea299.78
Delivery Residential4228
Delivery Business579
Delivery Total4958
Preferred Last Line KeyW13602
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW13602
Land Area6.786000
Water Area1.436000
City Alias Code
City Mixed CaseLake Bluff
City Alias Mixed CaseLake Bluff
Box Count87
SFDU3171
MFDU811
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164248
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]