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60048 Homeowners Insurance Quotes & Rates

Libertyville residents living within the 10,472 homes available in the zip code of 60048 are shopping online to compare cheaper and more affordable Libertyville, IL home insurance rates. In the great city of Libertyville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $916 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 60048 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 60048 home insurance rates today! Please give us a call now at 1-855-976-2656. For Libertyville, IL Homeowners Insurance Quotes, Click to easily get started!

60048 Home Insurance Average Premiums

Local 60048 homeowners insurance quotes comparison

$666 /yr.

Shows Zip Code: 60048 lowest rates with discounts applied on average.

For the 60048, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$666 /yr.
Average Coverage:$916 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1216 /yr.

What is the average home insurance cost for a home in 60048?

  • • The average homeowners insurance premium paid annually for a home in 60048 is around $916 per year.

What does it cost on average per month for home insurance in 60048?

  • • Homeowners in 60048 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 60048?

  • • Autoowners in 60048 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Libertyville area, check out other zip codes nearby 60048.
Review average rates in another zip code:
60048 homeowners insurance rates

Home Replacement Cost Coverage in 60048

Average Building Cost Per Square Foot in 60048: $154

Location: Libertyville, Illinois (Lake County)

Average Square Footage in 60048: 3,052 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60048 before you start any project. Libertyville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60048 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60048 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,052 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Libertyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1543,052$470,000
Additional Upgrades & Added Features$1933,052$587,500
Major Home Updates or Advancements$2313,052$705,000

It's important to understand that when you estimate your replacement cost of your home in the 60048 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60048

Allstate Insurance - Randy Flicek

Address: 289 Peterson Rd Libertyville, IL 60048
Phone: (847)362-9597
Website:

Allstate Insurance - Mirtha M Maurelia

Address: 1590 S Milwaukee/213 Libertyville, IL 60048
Phone: (847)918-1100
Website:

Allstate Insurance - Kevin Jordan

Address: 289 Peterson Rd Libertyville, IL 60048
Phone: (847)816-2050
Website:

Best Home & Auto Insurance Agencies in 60048

Allstate Insurance Companies - Sales Offices- North Chicago

Address: 716 S Butterfield Rd Libertyville, IL 60048
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Country Financial Timothy Dydo

Address: 1864 W Winchester Rd, Ste 101 Libertyville, IL 60048
Phone:
Website: http://www.countryfinancial.com/tim.dydo
Info:

Tonge, Joanne - Millennium Insurance Incorporated

Address: 581 Fairhill Rd Libertyville, IL 60048
Phone:
Website: http://www.milleniuminsonline.com/
Info:

American Family Insurance- Arpy Seferian

Address: 940 N Milwaukee Ave, Ste A Libertyville, IL 60048
Phone:
Website: http://www.amfam.com/
Info:

Jim Kelly Ins Agency Inc - Nationwide Insurance

Address: 200 Peterson Rd Libertyville, IL 60048
Phone:
Website: http://www.nationwide.com/
Info:

Housing Demographics for 60048

Population Review for 60048 Zip Code

For the city of Libertyville, the population within 60048 has increased to over 30,682 residents in population size. The current population total is 29,353. We have broken down the population based on race below. In 60048, there are over 14326 in male population and 15027 females.

PopulationValues
Total Population29,353
White Population24243
Black Population383
Hispanic Population1738
Asian Population2147
Hawaiian Population13
Indian Population38
Other Population519
Male Population14326
Female Population15027
Population Estimate30682

Household Data for 60048

The average number of homes in 60048 is around 10,472, there are an average of 2.73 per household. The average house value according to local real estate values is around $470,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,472
Persons Per Household2.73
Average House Value$470,000
Income Per Household$155179
Median Age44.5
Median Age Male43.3
Median Age Female45.6
60048 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code847/224
CityLibertyville
City Alias NameLIBERTYVILLE
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1291
Number Of Employees18211
Business First Quarter Payroll281069
Business Annual Payroll1248117
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10
Congressional LandArea299.78
Delivery Residential11239
Delivery Business1318
Delivery Total14146
Preferred Last Line KeyW13674
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW13674
Land Area28.396000
Water Area0.681000
City Alias Code
City Mixed CaseLibertyville
City Alias Mixed CaseLibertyville
Box Count204
SFDU9485
MFDU1506
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164464
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]