Get multiple home insurance quotes in 60051. Our licensed 60051, IL agents are ready to serve you.

60051 Home Insurance Rates & Premiums

Did you know there are over 24,649 people living within the 60051 zip code area? There are over 9,641 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 60051.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $881 a year for a standard homeowners insurance policy in Mchenry. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Mchenry, IL Homeowners Insurance Quotes Online

60051 Home Insurance Average Premiums

Local 60051 homeowners insurance quotes comparison

$631 /yr.

Shows Zip Code: 60051 lowest rates with discounts applied on average.

For the 60051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$631 /yr.
Average Coverage:$881 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1181 /yr.

What is the average home insurance cost for a home in 60051?

  • • The average homeowners insurance premium paid annually for a home in 60051 is around $881 per year.

What does it cost on average per month for home insurance in 60051?

  • • Homeowners in 60051 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 60051?

  • • Autoowners in 60051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mchenry area, check out other zip codes nearby 60051.
Review average rates in another zip code:
60051 homeowners insurance rates
60050 homeowners insurance rates

Home Replacement Cost Coverage in 60051

Average Building Cost Per Square Foot in 60051: $154

Location: Mchenry, Illinois (Mchenry County)

Average Square Footage in 60051: 1,469 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60051 before you start any project. Mchenry homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,469 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mchenry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,469$226,200
Additional Upgrades & Added Features$1931,469$282,750
Major Home Updates or Advancements$2311,469$339,300

It's important to understand that when you estimate your replacement cost of your home in the 60051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60051

Best Home & Auto Insurance Agencies in 60051

Farmers Insurance

Address: 2400 W Johnsburg Rd Johnsburg, IL 60051
Phone:
Website:
Info:

Housing Demographics for 60051

Population Review for 60051 Zip Code

For the city of Mchenry, the population within 60051 has increased to over 26,808 residents in population size. The current population total is 24,649. We have broken down the population based on race below. In 60051, there are over 12407 in male population and 12242 females.

PopulationValues
Total Population24,649
White Population21262
Black Population216
Hispanic Population2555
Asian Population301
Hawaiian Population0
Indian Population102
Other Population859
Male Population12407
Female Population12242
Population Estimate26808

Household Data for 60051

The average number of homes in 60051 is around 9,641, there are an average of 2.56 per household. The average house value according to local real estate values is around $226,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,641
Persons Per Household2.56
Average House Value$226,200
Income Per Household$95280
Median Age42.3
Median Age Male41.5
Median Age Female43.2
60051 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code779
CityMchenry
City Alias NameMCHENRY
CountyMchenry
County FIPS111
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses443
Number Of Employees5710
Business First Quarter Payroll56623
Business Annual Payroll263895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District09|10|11
Congressional LandArea105.35|299.78|280.95
Delivery Residential10472
Delivery Business583
Delivery Total12807
Preferred Last Line KeyW13871
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13871
Land Area33.176000
Water Area2.931000
City Alias Code
City Mixed CaseMcHenry
City Alias Mixed CaseMcHenry
Box Count214
SFDU9135
MFDU777
State ANSI17
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164680
Unique ZIP Name
SSA State County Code14640
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMcHenry

Illinois Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]