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Homeowners Insurance coverage in 60064

If you are a homeowner in 60064 or North Chicago, IL you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in North Chicago.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 60064.

Learn more about our homeowners insurance shopping service by selecting the best North Chicago, IL Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 60064?

Residents of North Chicago have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Illinois? While Illinois is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Illinois comes in at 31 in the country for homeowners insurance premiums.

If you are living in 60064 zipcode, expect to pay around $860 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in North Chicago does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

60064 Home Insurance Average Premiums

Local 60064 homeowners insurance quotes comparison

$610 /yr.

Shows Zip Code: 60064 lowest rates with discounts applied on average.

For the 60064, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$610 /yr.
Average Coverage:$860 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1160 /yr.

What is the average home insurance cost for a home in 60064?

  • • The average homeowners insurance premium paid annually for a home in 60064 is around $860 per year.

What does it cost on average per month for home insurance in 60064?

  • • Homeowners in 60064 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 60064?

  • • Autoowners in 60064 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Chicago area, check out other zip codes nearby 60064.
Review average rates in another zip code:
60064 homeowners insurance rates

Home Replacement Cost Coverage in 60064

Average Building Cost Per Square Foot in 60064: $154

Location: North Chicago, Illinois (Lake County)

Average Square Footage in 60064: 717 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60064 before you start any project. North Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60064 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60064 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 717 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154717$110,400
Additional Upgrades & Added Features$193717$138,000
Major Home Updates or Advancements$231717$165,600

It's important to understand that when you estimate your replacement cost of your home in the 60064 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60064

Best Home & Auto Insurance Agencies in 60064

Metlife Auto & Home Insurance

Address: Po Box 5790 Vernon Hills, IL 60064
Phone:
Website: http://www.illinois.metlife.com/
Info:

Altieri, Chris - State Farm Insurance

Address: 1133 Weiland Road -Creekside Commons Shopping Ctr Buffalo Grove, IL 60064
Phone:
Website: http://www.chrisaltieri.com/
Info:

Joseph Bertram-Farmers Insurance

Address: Lincolnshire, IL 60064
Phone:
Website:
Info:

Steven Simon-Farmers Insurance

Address: Lincolnshire, IL 60064
Phone:
Website: http://www.illinoisfarmersfastquote.com/
Info:

Blanca Tinucci - Allstate Agent

Address: 135 Grnleaf Ave 210 Gurnee, IL 60064
Phone:
Website: http://www.allstateagencies.com/BlancaTinucci/Welcome/
Info:

Housing Demographics for 60064

Population Review for 60064 Zip Code

For the city of North Chicago, the population within 60064 has increased to over 14,783 residents in population size. The current population total is 15,206. We have broken down the population based on race below. In 60064, there are over 7581 in male population and 7625 females.

PopulationValues
Total Population15,206
White Population2242
Black Population5402
Hispanic Population7796
Asian Population341
Hawaiian Population19
Indian Population273
Other Population4775
Male Population7581
Female Population7625
Population Estimate14783

Household Data for 60064

The average number of homes in 60064 is around 5,066, there are an average of 2.92 per household. The average house value according to local real estate values is around $110,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,066
Persons Per Household2.92
Average House Value$110,400
Income Per Household$38591
Median Age31.2
Median Age Male30.9
Median Age Female31.4
60064 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code224/847
CityNorth Chicago
City Alias NameNORTH CHICAGO
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses219
Number Of Employees26463
Business First Quarter Payroll1941612
Business Annual Payroll5019094
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10|11
Congressional LandArea299.78|280.95
Delivery Residential5063
Delivery Business246
Delivery Total6535
Preferred Last Line KeyW14185
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW14185
Land Area5.288000
Water Area0.015000
City Alias Code
City Mixed CaseNorth Chicago
City Alias Mixed CaseNorth Chicago
Box Count282
SFDU3719
MFDU988
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number165736
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]