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Searching for Homeowners Insurance in 60073

If you are a homeowners that lives in 60073 you may be searching for more affordable homeowners insurance in Round Lake. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Round Lake, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 60073 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Round Lake, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 60073 Home Insurance Costs: medium!

In Round Lake, homeowners are paying roughly $847 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 60073 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Round Lake are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 60073 policy right now!

60073 Home Insurance Average Premiums

Local 60073 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 60073 lowest rates with discounts applied on average.

For the 60073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1147 /yr.

What is the average home insurance cost for a home in 60073?

  • • The average homeowners insurance premium paid annually for a home in 60073 is around $847 per year.

What does it cost on average per month for home insurance in 60073?

  • • Homeowners in 60073 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60073?

  • • Autoowners in 60073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Round Lake area, check out other zip codes nearby 60073.
Review average rates in another zip code:
60073 homeowners insurance rates

Home Replacement Cost Coverage in 60073

Average Building Cost Per Square Foot in 60073: $154

Location: Round Lake, Illinois (Lake County)

Average Square Footage in 60073: 1,130 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60073 before you start any project. Round Lake homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,130 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Round Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,130$174,000
Additional Upgrades & Added Features$1931,130$217,500
Major Home Updates or Advancements$2311,130$261,000

It's important to understand that when you estimate your replacement cost of your home in the 60073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60073

Best Home & Auto Insurance Agencies in 60073

Allstate Insurance Company - Ivan Eddy

Address: 708 W Rollins Rd Round Lake Beach, IL 60073
Phone:
Website: http://www.allstateagencies.com/073052?cid=OTC-YP.com-IYP&att=TL
Info:

Fransee Insurance Agency Inc - State Farm Insurance Agent

Address: 111 W Rollins Rd Round Lake Beach, IL 60073
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance

Address: 124 E Main St Round Lake Park, IL 60073
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

American Family Insurance - Chano J Arellano

Address: 1 E Main St, #124 Round Lake, IL 60073
Phone:
Website: http://www.insurance-agency.amfam.com/IL/chano-j-arellano/default.aspx?tid=agp0001032483
Info:

Craig Kressner Ins Agency Inc - State Farm Insurance Agent

Address: 1919 Il Route 83 Round Lake Beach, IL 60073
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60073

Population Review for 60073 Zip Code

For the city of Round Lake, the population within 60073 has increased to over 62,585 residents in population size. The current population total is 61,721. We have broken down the population based on race below. In 60073, there are over 30954 in male population and 30767 females.

PopulationValues
Total Population61,721
White Population29180
Black Population3154
Hispanic Population27974
Asian Population3568
Hawaiian Population50
Indian Population1076
Other Population13608
Male Population30954
Female Population30767
Population Estimate62585

Household Data for 60073

The average number of homes in 60073 is around 19,393, there are an average of 3.18 per household. The average house value according to local real estate values is around $174,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,393
Persons Per Household3.18
Average House Value$174,000
Income Per Household$83566
Median Age34.1
Median Age Male32.9
Median Age Female35.2
60073 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code224/847
CityRound Lake
City Alias NameROUND LAKE
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses969
Number Of Employees11464
Business First Quarter Payroll235087
Business Annual Payroll947336
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10|11
Congressional LandArea299.78|280.95
Delivery Residential19681
Delivery Business660
Delivery Total20604
Preferred Last Line KeyW14712
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW14712
Land Area18.471000
Water Area0.869000
City Alias Code
City Mixed CaseRound Lake
City Alias Mixed CaseRound Lake
Box Count229
SFDU15716
MFDU1291
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number166882
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]