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60083 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 60083 zip code it's important to know that our rates are very competitive for homeowners living in Wadsworth, IL. Many homeowners based out of your 60083 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60083 should appear in the zip code field ready to go. For Wadsworth, IL Homeowners Insurance Quotes nearby, we offer the best rates and service.

60083: Average Home Insurance Rates

For homeowners living in the great city of Wadsworth, the average homeowners policy is considered medium in comparison to other states. Illinois premiums are estimated to be around $882 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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60083 Home Insurance Average Premiums

Local 60083 homeowners insurance quotes comparison

$632 /yr.

Shows Zip Code: 60083 lowest rates with discounts applied on average.

For the 60083, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$632 /yr.
Average Coverage:$882 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1182 /yr.

What is the average home insurance cost for a home in 60083?

  • • The average homeowners insurance premium paid annually for a home in 60083 is around $882 per year.

What does it cost on average per month for home insurance in 60083?

  • • Homeowners in 60083 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60083?

  • • Autoowners in 60083 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wadsworth area, check out other zip codes nearby 60083.
Review average rates in another zip code:
60083 homeowners insurance rates

Home Replacement Cost Coverage in 60083

Average Building Cost Per Square Foot in 60083: $154

Location: Wadsworth, Illinois (Lake County)

Average Square Footage in 60083: 1,681 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60083 before you start any project. Wadsworth homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60083 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60083 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,681 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wadsworth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,681$258,800
Additional Upgrades & Added Features$1931,681$323,500
Major Home Updates or Advancements$2311,681$388,200

It's important to understand that when you estimate your replacement cost of your home in the 60083 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60083

Best Home & Auto Insurance Agencies in 60083

Allstate Insurance - Robert Styrkowicz

Address: 36671 N Us Highway 45 Old Mill Creek, IL 60083
Phone:
Website:
Info:

Housing Demographics for 60083

Population Review for 60083 Zip Code

For the city of Wadsworth, the population within 60083 has increased to over 9,718 residents in population size. The current population total is 9,564. We have broken down the population based on race below. In 60083, there are over 4668 in male population and 4896 females.

PopulationValues
Total Population9,564
White Population5233
Black Population1443
Hispanic Population1861
Asian Population1015
Hawaiian Population3
Indian Population51
Other Population844
Male Population4668
Female Population4896
Population Estimate9718

Household Data for 60083

The average number of homes in 60083 is around 3,523, there are an average of 2.71 per household. The average house value according to local real estate values is around $258,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,523
Persons Per Household2.71
Average House Value$258,800
Income Per Household$99250
Median Age43.4
Median Age Male42.2
Median Age Female44.6
60083 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code847
CityWadsworth
City Alias NameWADSWORTH
CountyLake
County FIPS097
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV29404
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses151
Number Of Employees1172
Business First Quarter Payroll10279
Business Annual Payroll56938
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population703462
Congressional District10
Congressional LandArea299.78
Delivery Residential3586
Delivery Business48
Delivery Total3849
Preferred Last Line KeyW15406
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameLake County, IL
City State KeyW15406
Land Area26.392000
Water Area0.384000
City Alias Code
City Mixed CaseWadsworth
City Alias Mixed CaseWadsworth
Box Count124
SFDU3202
MFDU0
State ANSI17
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number168112
Unique ZIP Name
SSA State County Code14570
Medicare CBSA Code29404
Medicare CBSA NameLake County-Kenosha County, IL-WI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLake

Illinois Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]