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Homeowners Insurance in 60089
For homeowners living in 60089, you want more affordable home insurance rates in Buffalo Grove, right? Our rates are very competitive for homeowners living in the great city of Buffalo Grove, IL. Many homeowners living in the 60089 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 60089 should appear in the zip code field ready to go. Comparing Buffalo Grove, IL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.
60089 Home Insurance Costs Are Considered: Medium!
The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Buffalo Grove pay around $831 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Illinois home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 60089 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Buffalo Grove homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Illinois home insurance premium today!
60089 Home Insurance Average Premiums
For the 60089, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $581 /yr. |
Average Coverage: | $831 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1131 /yr. |
What is the average home insurance cost for a home in 60089?
- • The average homeowners insurance premium paid annually for a home in 60089 is around $831 per year.
What does it cost on average per month for home insurance in 60089?
- • Homeowners in 60089 pay a monthly average cost per month around $69.00.
What kind of discount could I get if I combine my home and auto insurance together in 60089?
- • Autoowners in 60089 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Buffalo Grove, check out other zip codes nearby 60089.
To review average rates in another zip code, click on a zip code below:
60089 |
Home Replacement Cost Coverage in 60089
Average Building Cost Per Square Foot in 60089: $154
Location: Buffalo Grove, Illinois (Lake County)Average Square Footage in 60089: 2,217 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 60089 before you start any project. Buffalo Grove homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60089 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 60089 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,217 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $154 | 2,217 | $341,400 |
Additional Upgrades & Added Features | $193 | 2,217 | $426,750 |
Major Home Updates or Advancements | $231 | 2,217 | $512,100 |
It's important to understand that when you estimate your replacement cost of your home in the 60089 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 60089
Best Home & Auto Insurance Agencies in 60089
American Family Insurance - Sam F Zirretta
Address: 400 W Dundee Rd, Ste 101 Buffalo Grove, IL 60089Phone:
Website: http://www.insurance-agency.amfam.com/IL/sam-f-zirretta/default.aspx?sourceid=yp3
Info:
American Family Insurance - Sung Choi
Address: 1401 W Dundee Rd, Ste 201 Buffalo Grove, IL 60089Phone:
Website: http://www.insurance-agency.amfam.com/IL/sung-choi/default.aspx?tid=agp0001027315
Info:
Susan Moore and Associates Inc - Nationwide Insurance
Address: 1130 W Lake Cook Rd, Ste 195 Buffalo Grove, IL 60089Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/susan-moore/office.html
Info:
Warner C Carter Jr Agency - Nationwide Insurance
Address: 1400 E Lake Cook Rd, Ste 185 Buffalo Grove, IL 60089Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/warnercarter/office.html
Info:
David K Beatovic Agency - Nationwide Insurance
Address: 1400 E Lake Cook Rd, Ste 185a Buffalo Grove, IL 60089Phone:
Website: http://www.nationwide.com/agent/Buffalo-Grove-ILLINOIS-insurance-agent/davidb/office.html
Info:
Housing Demographics for 60089
Population Review for 60089 Zip Code
For the city of Buffalo Grove, the population within 60089 has increased to over 44,242 residents in population size. The current population total is 43,227. We have broken down the population based on race below. In 60089, there are over 20913 in male population and 22314 females.
Population | Values |
---|---|
Total Population | 43,227 |
White Population | 27232 |
Black Population | 545 |
Hispanic Population | 2871 |
Asian Population | 11884 |
Hawaiian Population | 9 |
Indian Population | 128 |
Other Population | 1002 |
Male Population | 20913 |
Female Population | 22314 |
Population Estimate | 44242 |
Household Data for 60089
The average number of homes in 60089 is around 16,402, there are an average of 2.61 per household. The average house value according to local real estate values is around $341,400. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 16,402 |
Persons Per Household | 2.61 |
Average House Value | $341,400 |
Income Per Household | $121246 |
Median Age | 42.4 |
Median Age Male | 41.3 |
Median Age Female | 43.5 |
60089 Details | Values |
---|---|
State | IL |
State Full Name | Illinois |
City Type | P |
City Alias Abbreviation | |
Area Code | 847/312/630/708 |
City | Buffalo Grove |
City Alias Name | BUFFALO GROVE |
County | Lake |
County FIPS | 097 |
State FIPS | 17 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 1602 |
PMSA | 1600 |
CSA | 176 |
CBSA | 16980 |
CBSA_DIV | 29404 |
CBSA_Type | Metro |
CBSA_Name | Chicago-Naperville-Elgin, IL-IN |
MSA_Name | Chicago-Gary-Kenosha, IL-IN-WI CMSA |
PMSA_Name | Chicago, IL PMSA |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1462 |
Number Of Employees | 23674 |
Business First Quarter Payroll | 415080 |
Business Annual Payroll | 1780143 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 9461105 |
CBSA Division Population | 703462 |
Congressional District | 05|09|10 |
Congressional LandArea | 95.71|105.35|299.78 |
Delivery Residential | 16951 |
Delivery Business | 1047 |
Delivery Total | 18872 |
Preferred Last Line Key | W12207 |
Classification Code | |
Multi-County | Y |
CSA Name | Chicago-Naperville, IL-IN-WI |
CBSA_DIV_Name | Lake County, IL |
City State Key | W12207 |
Land Area | 9.845000 |
Water Area | 0.019000 |
City Alias Code | |
City Mixed Case | Buffalo Grove |
City Alias Mixed Case | Buffalo Grove |
Box Count | 223 |
SFDU | 9572 |
MFDU | 4330 |
State ANSI | 17 |
County ANSI | 097 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 161068 |
Unique ZIP Name | |
SSA State County Code | 14570 |
Medicare CBSA Code | 29404 |
Medicare CBSA Name | Lake County-Kenosha County, IL-WI |
Medicare CBSA Type | Metro |
Market Rating Area ID | 2 |
County Mixed Case | Lake |
Illinois Homeowners Insurance News & Information
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Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025
According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales. While high home prices and elevated interest rates […]