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Home Insurance Quotes in 60090

Are you shopping for a cheaper homeowners insurance rate in 60090? Our rates are very competitive for homeowners living in Wheeling, IL. Many homeowners located in the 60090 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 60090. To get free 60090 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60090 zip code should appear in the zip code field ready to go. Shopping Wheeling, IL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 60090 to review the best rate coverages.

Your 60090 Home Insurance Costs Is Rated: Medium!

For the great city of Wheeling, the average home insurance premium paid annually is around $831 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Illinois specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Wheeling and need insurance on your home in the 60090 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 60090 Homeowners Insurance Rates Now!

60090 Home Insurance Average Premiums

Local 60090 homeowners insurance quotes comparison

$581 /yr.

Shows Zip Code: 60090 lowest rates with discounts applied on average.

For the 60090, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$581 /yr.
Average Coverage:$831 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1131 /yr.

What is the average home insurance cost for a home in 60090?

  • • The average homeowners insurance premium paid annually for a home in 60090 is around $831 per year.

What does it cost on average per month for home insurance in 60090?

  • • Homeowners in 60090 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60090?

  • • Autoowners in 60090 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wheeling area, check out other zip codes nearby 60090.
Review average rates in another zip code:
60090 homeowners insurance rates

Home Replacement Cost Coverage in 60090

Average Building Cost Per Square Foot in 60090: $154

Location: Wheeling, Illinois (Cook County)

Average Square Footage in 60090: 1,384 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60090 before you start any project. Wheeling homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60090 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60090 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,384 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wheeling area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,384$213,200
Additional Upgrades & Added Features$1931,384$266,500
Major Home Updates or Advancements$2311,384$319,800

It's important to understand that when you estimate your replacement cost of your home in the 60090 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60090

Best Home & Auto Insurance Agencies in 60090

Allstate Insurance Company - Gur Singh

Address: 482 N Milwaukee Ave Wheeling, IL 60090
Phone:
Website: http://www.allstateagencies.com/055015?cid=OTC-YP.com-IYP&att=TL
Info:

American Family Insurance - Bharat A Patel

Address: 325 N Milwaukee Ave, Ste C Wheeling, IL 60090
Phone:
Website:
Info:

Illinois Vehicle Auto Insurance

Address: 1950 S Wolf Rd Wheeling, IL 60090
Phone:
Website: http://www.illinoisvehicle.com/
Info:

Allstate Insurance Company - John Waldman

Address: 1045 E Lake Cook Rd Wheeling, IL 60090
Phone:
Website: http://www.allstateagencies.com/069308?cid=OTC-YP.com-IYP&att=TL
Info:

Bondy- Carla R - State Farm Insurance Agent

Address: 29 Huntington Lane Arlington Club Commons Wheeling, IL 60090
Phone:
Website:
Info:

Housing Demographics for 60090

Population Review for 60090 Zip Code

For the city of Wheeling, the population within 60090 has increased to over 38,947 residents in population size. The current population total is 39,017. We have broken down the population based on race below. In 60090, there are over 19279 in male population and 19738 females.

PopulationValues
Total Population39,017
White Population19620
Black Population922
Hispanic Population13013
Asian Population6542
Hawaiian Population6
Indian Population551
Other Population6764
Male Population19279
Female Population19738
Population Estimate38947

Household Data for 60090

The average number of homes in 60090 is around 15,267, there are an average of 2.51 per household. The average house value according to local real estate values is around $213,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,267
Persons Per Household2.51
Average House Value$213,200
Income Per Household$74337
Median Age39.4
Median Age Male37.4
Median Age Female41.8
60090 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code847/312/224/630/708
CityWheeling
City Alias NameWHEELING
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1317
Number Of Employees19362
Business First Quarter Payroll259451
Business Annual Payroll1153678
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District09|10
Congressional LandArea105.35|299.78
Delivery Residential15517
Delivery Business1234
Delivery Total20003
Preferred Last Line KeyW15521
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15521
Land Area8.983000
Water Area0.058000
City Alias Code
City Mixed CaseWheeling
City Alias Mixed CaseWheeling
Box Count117
SFDU6384
MFDU7465
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number168424
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]