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60106, IL Homeowners Insurance Rates

With a population size of 20,562 and with 7,172 occupied homes in the 60106 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Bensenville, IL are around $806 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Bensenville, Illinois. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Illinois home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Bensenville, IL.

For Illinois home insurance information, including average Bensenville home insurance rates, coverage options or the different homeowners insurance types, please select Bensenville, IL Home Insurance Quotes Now!

60106 Home Insurance Average Premiums

Local 60106 homeowners insurance quotes comparison

$556 /yr.

Shows Zip Code: 60106 lowest rates with discounts applied on average.

For the 60106, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$556 /yr.
Average Coverage:$806 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1106 /yr.

What is the average home insurance cost for a home in 60106?

  • • The average homeowners insurance premium paid annually for a home in 60106 is around $806 per year.

What does it cost on average per month for home insurance in 60106?

  • • Homeowners in 60106 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 60106?

  • • Autoowners in 60106 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bensenville area, check out other zip codes nearby 60106.
Review average rates in another zip code:
60106 homeowners insurance rates

Home Replacement Cost Coverage in 60106

Average Building Cost Per Square Foot in 60106: $154

Location: Bensenville, Illinois (Dupage County)

Average Square Footage in 60106: 1,534 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60106 before you start any project. Bensenville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60106 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60106 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,534 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bensenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,534$236,300
Additional Upgrades & Added Features$1931,534$295,375
Major Home Updates or Advancements$2311,534$354,450

It's important to understand that when you estimate your replacement cost of your home in the 60106 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60106

Allstate Insurance - Patrick Riordan

Address: 1101 W Irving Pk Rd Suite 200 Bensenville, IL 60106
Phone: (630)595-5131
Website:

Best Home & Auto Insurance Agencies in 60106

GG Shilakis Ins Agency Inc - State Farm Insurance Agent

Address: 2 S York Rd, Ste 5 Bensenville, IL 60106
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=132868
Info:

Allstate Insurance Company - Dave Schwaba

Address: 1101 W Irving Park Rd Bensenville, IL 60106
Phone:
Website: http://www.allstateagencies.com/051959?cid=OTC-YP.com-IYP&att=TL
Info:

G G Shilakis Ins Agency Inc

Address: 2 S York Rd Bensenville, IL 60106
Phone:
Website: http://www.gregshilakis.com
Info:

Allstate Insurance - Patrick Riordan

Address: 1101 W Irving Park Rd, #200 Bensenville, IL 60106
Phone:
Website:
Info:

Curi- Deborah M - State Farm Insurance Agent

Address: 229 W Grand Ave Bensenville, IL 60106
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 60106

Population Review for 60106 Zip Code

For the city of Bensenville, the population within 60106 has increased to over 19,968 residents in population size. The current population total is 20,562. We have broken down the population based on race below. In 60106, there are over 10551 in male population and 10011 females.

PopulationValues
Total Population20,562
White Population9991
Black Population799
Hispanic Population10121
Asian Population995
Hawaiian Population2
Indian Population429
Other Population5021
Male Population10551
Female Population10011
Population Estimate19968

Household Data for 60106

The average number of homes in 60106 is around 7,172, there are an average of 2.82 per household. The average house value according to local real estate values is around $236,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,172
Persons Per Household2.82
Average House Value$236,300
Income Per Household$69132
Median Age37.6
Median Age Male36.7
Median Age Female38.6
60106 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/847/708/773/224/331
CityBensenville
City Alias NameBENSENVILLE
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1084
Number Of Employees16460
Business First Quarter Payroll215262
Business Annual Payroll948914
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|06
Congressional LandArea237.18|378.78
Delivery Residential7081
Delivery Business1265
Delivery Total8594
Preferred Last Line KeyW12040
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12040
Land Area9.253000
Water Area0.086000
City Alias Code
City Mixed CaseBensenville
City Alias Mixed CaseBensenville
Box Count145
SFDU3964
MFDU3082
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160660
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]