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Home Insurance Quotes in 60134

Are you shopping for a cheaper homeowners insurance rate in 60134? Our rates are very competitive for homeowners living in Geneva, IL. Many homeowners located in the 60134 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 60134. To get free 60134 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60134 zip code should appear in the zip code field ready to go. Shopping Geneva, IL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 60134 to review the best rate coverages.

Your 60134 Home Insurance Costs Is Rated: Medium!

For the great city of Geneva, the average home insurance premium paid annually is around $889 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Illinois specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Geneva and need insurance on your home in the 60134 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 60134 Homeowners Insurance Rates Now!

60134 Home Insurance Average Premiums

Local 60134 homeowners insurance quotes comparison

$639 /yr.

Shows Zip Code: 60134 lowest rates with discounts applied on average.

For the 60134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$639 /yr.
Average Coverage:$889 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1189 /yr.

What is the average home insurance cost for a home in 60134?

  • • The average homeowners insurance premium paid annually for a home in 60134 is around $889 per year.

What does it cost on average per month for home insurance in 60134?

  • • Homeowners in 60134 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60134?

  • • Autoowners in 60134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Geneva area, check out other zip codes nearby 60134.
Review average rates in another zip code:
60134 homeowners insurance rates

Home Replacement Cost Coverage in 60134

Average Building Cost Per Square Foot in 60134: $154

Location: Geneva, Illinois (Kane County)

Average Square Footage in 60134: 2,371 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60134 before you start any project. Geneva homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,371 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Geneva area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,371$365,200
Additional Upgrades & Added Features$1932,371$456,500
Major Home Updates or Advancements$2312,371$547,800

It's important to understand that when you estimate your replacement cost of your home in the 60134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60134

Best Home & Auto Insurance Agencies in 60134

Allstate Insurance Company - Mark Gianetto

Address: 2401 Kaneville Road Geneva, IL 60134
Phone:
Website: http://www.allstateagencies.com/050293?cid=OTC-YP.com-IYP&att=TL
Info:

William Barclay-Farmers Insurance

Address: 322 Hamilton Street Geneva, IL 60134
Phone:
Website:
Info:

American Family Insurance- Sena Caruso

Address: 128 James Street Geneva, IL 60134
Phone:
Website: http://www.amfam.com/
Info:

Tonovitz, Donna - Country Financial

Address: 22 Crissey Avenue Geneva, IL 60134
Phone:
Website: http://www.countryfinancial.com/donna.tonovitz
Info:

Edward Stuehm - COUNTRY Financial

Address: 425 Williamsburg Avenue Geneva, IL 60134
Phone:
Website: http://www.countryfinancial.com/edward.stuehm
Info:

Housing Demographics for 60134

Population Review for 60134 Zip Code

For the city of Geneva, the population within 60134 has increased to over 31,096 residents in population size. The current population total is 30,503. We have broken down the population based on race below. In 60134, there are over 14764 in male population and 15739 females.

PopulationValues
Total Population30,503
White Population26803
Black Population206
Hispanic Population2049
Asian Population767
Hawaiian Population3
Indian Population59
Other Population520
Male Population14764
Female Population15739
Population Estimate31096

Household Data for 60134

The average number of homes in 60134 is around 10,986, there are an average of 2.74 per household. The average house value according to local real estate values is around $365,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,986
Persons Per Household2.74
Average House Value$365,200
Income Per Household$134179
Median Age42.2
Median Age Male40.8
Median Age Female43.5
60134 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code331/630
CityGeneva
City Alias NameGENEVA
CountyKane
County FIPS089
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV20994
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1134
Number Of Employees13666
Business First Quarter Payroll162111
Business Annual Payroll707212
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population735165
Congressional District08|11
Congressional LandArea205.52|280.95
Delivery Residential11349
Delivery Business1225
Delivery Total14344
Preferred Last Line KeyW13080
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameElgin, IL
City State KeyW13080
Land Area14.569000
Water Area0.233000
City Alias Code
City Mixed CaseGeneva
City Alias Mixed CaseGeneva
Box Count92
SFDU9523
MFDU1197
State ANSI17
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163012
Unique ZIP Name
SSA State County Code14530
Medicare CBSA Code20994
Medicare CBSA NameElgin, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseKane

Illinois Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]