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60142 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 60142? There are over 11,930 occupied homes in the 60142 area. With a population size of 29,831, it's not uncommon for residence of Huntley, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $809 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 60142 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Huntley, IL Home Insurance Rate Quotes

60142 Home Insurance Average Premiums

Local 60142 homeowners insurance quotes comparison

$559 /yr.

Shows Zip Code: 60142 lowest rates with discounts applied on average.

For the 60142, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$559 /yr.
Average Coverage:$809 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1109 /yr.

What is the average home insurance cost for a home in 60142?

  • • The average homeowners insurance premium paid annually for a home in 60142 is around $809 per year.

What does it cost on average per month for home insurance in 60142?

  • • Homeowners in 60142 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 60142?

  • • Autoowners in 60142 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huntley area, check out other zip codes nearby 60142.
Review average rates in another zip code:
60142 homeowners insurance rates

Home Replacement Cost Coverage in 60142

Average Building Cost Per Square Foot in 60142: $154

Location: Huntley, Illinois (Mchenry County)

Average Square Footage in 60142: 1,799 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60142 before you start any project. Huntley homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60142 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60142 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,799 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huntley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,799$277,000
Additional Upgrades & Added Features$1931,799$346,250
Major Home Updates or Advancements$2311,799$415,500

It's important to understand that when you estimate your replacement cost of your home in the 60142 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60142

Best Home & Auto Insurance Agencies in 60142

Farmer's Insurance Group

Address: 12050 4th St Huntley, IL 60142
Phone:
Website:
Info:

Radtke, Chad Agent - State Farm Insurance-Chad Radtke

Address: 11810 E Main St Huntley, IL 60142
Phone:
Website: http://www.gladwithchad.com/
Info:

Housing Demographics for 60142

Population Review for 60142 Zip Code

For the city of Huntley, the population within 60142 has increased to over 31,817 residents in population size. The current population total is 29,831. We have broken down the population based on race below. In 60142, there are over 14112 in male population and 15719 females.

PopulationValues
Total Population29,831
White Population24689
Black Population474
Hispanic Population2733
Asian Population1572
Hawaiian Population7
Indian Population56
Other Population870
Male Population14112
Female Population15719
Population Estimate31817

Household Data for 60142

The average number of homes in 60142 is around 11,930, there are an average of 2.49 per household. The average house value according to local real estate values is around $277,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,930
Persons Per Household2.49
Average House Value$277,000
Income Per Household$80819
Median Age48.1
Median Age Male45.8
Median Age Female50.5
60142 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code224/847
CityHuntley
City Alias NameHUNTLEY
CountyMchenry
County FIPS111
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses578
Number Of Employees6489
Business First Quarter Payroll72148
Business Annual Payroll308032
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District08|11
Congressional LandArea205.52|280.95
Delivery Residential12778
Delivery Business435
Delivery Total13522
Preferred Last Line KeyW13403
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13403
Land Area38.883000
Water Area0.077000
City Alias Code
City Mixed CaseHuntley
City Alias Mixed CaseHuntley
Box Count197
SFDU11304
MFDU605
State ANSI17
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number163780
Unique ZIP Name
SSA State County Code14640
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMcHenry

Illinois Homeowners Insurance News & Information

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