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Searching for Homeowners Insurance in 60156

If you are a homeowners that lives in 60156 you may be searching for more affordable homeowners insurance in Lake In The Hills. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Lake In The Hills, IL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Illinois licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 60156 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lake In The Hills, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 60156 Home Insurance Costs: medium!

In Lake In The Hills, homeowners are paying roughly $843 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 60156 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Lake In The Hills are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 60156 policy right now!

60156 Home Insurance Average Premiums

Local 60156 homeowners insurance quotes comparison

$593 /yr.

Shows Zip Code: 60156 lowest rates with discounts applied on average.

For the 60156, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$593 /yr.
Average Coverage:$843 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1143 /yr.

What is the average home insurance cost for a home in 60156?

  • • The average homeowners insurance premium paid annually for a home in 60156 is around $843 per year.

What does it cost on average per month for home insurance in 60156?

  • • Homeowners in 60156 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 60156?

  • • Autoowners in 60156 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake In The Hills area, check out other zip codes nearby 60156.
Review average rates in another zip code:
60156 homeowners insurance rates

Home Replacement Cost Coverage in 60156

Average Building Cost Per Square Foot in 60156: $154

Location: Lake In The Hills, Illinois (Mchenry County)

Average Square Footage in 60156: 1,606 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60156 before you start any project. Lake In The Hills homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60156 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60156 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,606 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake In The Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,606$247,400
Additional Upgrades & Added Features$1931,606$309,250
Major Home Updates or Advancements$2311,606$371,100

It's important to understand that when you estimate your replacement cost of your home in the 60156 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60156

Allstate Insurance - Sophia J Kriadis

Address: 1303 W Algonquin Rd Lake In The Hills, IL 60156
Phone: (847)658-0700
Website:

Allstate Insurance - Joseph Zuniga

Address: 9211 S Route 31 Lake In The Hills, IL 60156
Phone: (847)458-8990
Website:

Best Home & Auto Insurance Agencies in 60156

Grapenthin- Bret A - State Farm Insurance Agent

Address: 4 Cedar Ridge Dr Lake in the Hills, IL 60156
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jacqueline Gappa Agency

Address: 2112 W Algonquin Rd Lake in the Hills, IL 60156
Phone:
Website:
Info:

Allstate Insurance - Sophia J Kriadis

Address: 1304 W Algonquin Rd Lake in the Hills, IL 60156
Phone:
Website:
Info:

Krueger- Mark E - State Farm Insurance Agent

Address: 4670 W Algonquin Rd Lake in the Hills, IL 60156
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Joseph Zuniga

Address: 9211 S Il Route 31 Lake in the Hills, IL 60156
Phone:
Website:
Info:

Housing Demographics for 60156

Population Review for 60156 Zip Code

For the city of Lake In The Hills, the population within 60156 has increased to over 29,915 residents in population size. The current population total is 28,982. We have broken down the population based on race below. In 60156, there are over 14378 in male population and 14604 females.

PopulationValues
Total Population28,982
White Population21767
Black Population679
Hispanic Population4697
Asian Population1647
Hawaiian Population12
Indian Population182
Other Population1894
Male Population14378
Female Population14604
Population Estimate29915

Household Data for 60156

The average number of homes in 60156 is around 9,854, there are an average of 2.93 per household. The average house value according to local real estate values is around $247,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,854
Persons Per Household2.93
Average House Value$247,400
Income Per Household$102106
Median Age37.4
Median Age Male36.7
Median Age Female38.1
60156 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias AbbreviationLK IN THE HLS
Area Code224/847
CityLake In The Hills
City Alias NameLAKE IN THE HILLS
CountyMchenry
County FIPS111
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses521
Number Of Employees3219
Business First Quarter Payroll31320
Business Annual Payroll164539
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District09|11
Congressional LandArea105.35|280.95
Delivery Residential10210
Delivery Business451
Delivery Total10443
Preferred Last Line KeyW13611
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13611
Land Area10.609000
Water Area0.229000
City Alias Code
City Mixed CaseLake In The Hills
City Alias Mixed CaseLake In The Hills
Box Count0
SFDU8192
MFDU521
State ANSI17
County ANSI111
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160096
Unique ZIP Name
SSA State County Code14640
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMcHenry

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]