60181 Home Insurance Rates & Premiums

Did you know there are over 29,821 people living within the 60181 zip code area? There are over 11,435 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

1. We will shop up to 12 home insurance companies for free.
2. We will apply all discounts and credits to help you save up to 40% or more.
3. We will answer any questions that you may.
4. We will review the best policy and coverage option in 60181.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $854 a year for a standard homeowners insurance policy in Villa Park. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Villa Park, IL Homeowners Insurance Quotes Online

Average Building Cost Per Square Foot in 60181: $154

Average Square Footage in 60181: 1,627 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60181 before you start any project. Villa Park homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60181 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60181 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,627 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Villa Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 60181 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Amana Insurance

American Family Insurance - Anthony Stajszczak

Keefer- Roland W - State Farm Insurance Agent

Andom Maru-Farmers Insurance

Allstate Insurance Company - Scott Newling

Maggie Barashka - Allstate Agent

Household Data for 60181

The average number of homes in 60181 is around 11,435, there are an average of 2.61 per household. The average house value according to local real estate values is around $250,600. Please review the following demographics below for average income and media age.

• Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

  According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

• What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

  A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

• Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

  A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]