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60184 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 60184? There are over 839 occupied homes in the 60184 area. With a population size of 2,326, it's not uncommon for residence of Wayne, IL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Illinois is around $865 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 60184 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Wayne, IL Home Insurance Rate Quotes

60184 Home Insurance Average Premiums

Local 60184 homeowners insurance quotes comparison

$615 /yr.

Shows Zip Code: 60184 lowest rates with discounts applied on average.

For the 60184, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$615 /yr.
Average Coverage:$865 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1165 /yr.

What is the average home insurance cost for a home in 60184?

  • • The average homeowners insurance premium paid annually for a home in 60184 is around $865 per year.

What does it cost on average per month for home insurance in 60184?

  • • Homeowners in 60184 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 60184?

  • • Autoowners in 60184 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wayne area, check out other zip codes nearby 60184.
Review average rates in another zip code:
60184 homeowners insurance rates

Home Replacement Cost Coverage in 60184

Average Building Cost Per Square Foot in 60184: $154

Location: Wayne, Illinois (Dupage County)

Average Square Footage in 60184: 3,846 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60184 before you start any project. Wayne homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60184 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60184 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,846 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wayne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1543,846$592,300
Additional Upgrades & Added Features$1933,846$740,375
Major Home Updates or Advancements$2313,846$888,450

It's important to understand that when you estimate your replacement cost of your home in the 60184 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60184

Best Home & Auto Insurance Agencies in 60184

Housing Demographics for 60184

Population Review for 60184 Zip Code

For the city of Wayne, the population within 60184 has increased to over 2,055 residents in population size. The current population total is 2,326. We have broken down the population based on race below. In 60184, there are over 1158 in male population and 1168 females.

PopulationValues
Total Population2,326
White Population1945
Black Population14
Hispanic Population176
Asian Population170
Hawaiian Population2
Indian Population9
Other Population28
Male Population1158
Female Population1168
Population Estimate2055

Household Data for 60184

The average number of homes in 60184 is around 839, there are an average of 2.77 per household. The average house value according to local real estate values is around $592,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode839
Persons Per Household2.77
Average House Value$592,300
Income Per Household$144097
Median Age50.9
Median Age Male50.7
Median Age Female51.1
60184 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code630/331/224/847
CityWayne
City Alias NameWAYNE
CountyDupage
County FIPS043
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses79
Number Of Employees375
Business First Quarter Payroll5428
Business Annual Payroll21962
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|08
Congressional LandArea237.18|205.52
Delivery Residential742
Delivery Business9
Delivery Total1066
Preferred Last Line KeyW15460
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW15460
Land Area8.421000
Water Area0.292000
City Alias Code
City Mixed CaseWayne
City Alias Mixed CaseWayne
Box Count248
SFDU742
MFDU0
State ANSI17
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number168268
Unique ZIP Name
SSA State County Code14250
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDupage

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