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60402 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 60402? Our rates are very competitive for homeowners living in Berwyn, IL. Many homeowners based out of your 60402 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60402 should appear in the zip code field ready to go. For Berwyn, IL Home Insurance Rate Quotes click to review the best rates and service online!

60402 Average Premium is Rated: Medium!

Homeowners living in 60402 can easily save up to 40% off the average home insurance premium of $806 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Berwyn that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 60402 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 60402!

60402 Home Insurance Average Premiums

Local 60402 homeowners insurance quotes comparison

$556 /yr.

Shows Zip Code: 60402 lowest rates with discounts applied on average.

For the 60402, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$556 /yr.
Average Coverage:$806 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1106 /yr.

What is the average home insurance cost for a home in 60402?

  • • The average homeowners insurance premium paid annually for a home in 60402 is around $806 per year.

What does it cost on average per month for home insurance in 60402?

  • • Homeowners in 60402 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 60402?

  • • Autoowners in 60402 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Berwyn area, check out other zip codes nearby 60402.
Review average rates in another zip code:
60402 homeowners insurance rates

Home Replacement Cost Coverage in 60402

Average Building Cost Per Square Foot in 60402: $154

Location: Berwyn, Illinois (Cook County)

Average Square Footage in 60402: 1,535 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60402 before you start any project. Berwyn homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60402 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60402 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,535 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Berwyn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,535$236,400
Additional Upgrades & Added Features$1931,535$295,500
Major Home Updates or Advancements$2311,535$354,600

It's important to understand that when you estimate your replacement cost of your home in the 60402 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60402

Allstate Insurance-Sandra A. Gonzalez

Address: 6929a Cermak Rd Berwyn, IL 60402
Phone: (708)788-4900
Website: agent.allstate.com/74660

Best Home & Auto Insurance Agencies in 60402

Caruso- Eugene R - State Farm Insurance Agent

Address: 3501 Harlem Ave, #2b Berwyn, IL 60402
Phone:
Website:
Info:

Farmers Insurance Group

Address: 6813 Roosevelt Rd Berwyn, IL 60402
Phone:
Website:
Info:

Angeline Linares-Farmers Insurance

Address: 3525 Euclid Ave Berwyn, IL 60402
Phone:
Website: http://www.farmersagent.com/alinares/
Info:

American Family Insurance - Emma I Pacheco

Address: 6900 Cermak Rd Berwyn, IL 60402
Phone:
Website: http://www.insurance-agency.amfam.com/IL/emma-i-pacheco/default.aspx?sourceid=yp3
Info:

Allstate Insurance Companies

Address: 1227 Harlem Ave Berwyn, IL 60402
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 60402

Population Review for 60402 Zip Code

For the city of Berwyn, the population within 60402 has increased to over 58,878 residents in population size. The current population total is 64,706. We have broken down the population based on race below. In 60402, there are over 31887 in male population and 32819 females.

PopulationValues
Total Population64,706
White Population22203
Black Population5074
Hispanic Population41349
Asian Population1552
Hawaiian Population21
Indian Population1864
Other Population20355
Male Population31887
Female Population32819
Population Estimate58878

Household Data for 60402

The average number of homes in 60402 is around 22,152, there are an average of 2.91 per household. The average house value according to local real estate values is around $236,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,152
Persons Per Household2.91
Average House Value$236,400
Income Per Household$65076
Median Age36.6
Median Age Male35.7
Median Age Female37.5
60402 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code708
CityBerwyn
City Alias NameBERWYN
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses949
Number Of Employees11159
Business First Quarter Payroll103955
Business Annual Payroll448942
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District04
Congressional LandArea52.45
Delivery Residential20233
Delivery Business926
Delivery Total22640
Preferred Last Line KeyW12053
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12053
Land Area5.736000
Water Area0.142000
City Alias Code
City Mixed CaseBerwyn
City Alias Mixed CaseBerwyn
Box Count253
SFDU15744
MFDU4483
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160696
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]