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Homeowners Insurance in 60404

In Shorewood, IL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 60404 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 60404 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60404 should appear in the zip code field ready to go.

60404 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Illinois, you are going to see rates around the average home insurance premium per year of $920. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Shorewood home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 60404 Home Insurance Rates Now!

Best 3 Options to Compare in 60404

If you want homeowners insurance quotes within the city of Shorewood or in the 60404 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Shorewood, IL.

60404 Home Insurance Average Premiums

Local 60404 homeowners insurance quotes comparison

$670 /yr.

Shows Zip Code: 60404 lowest rates with discounts applied on average.

For the 60404, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$670 /yr.
Average Coverage:$920 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1220 /yr.

What is the average home insurance cost for a home in 60404?

  • • The average homeowners insurance premium paid annually for a home in 60404 is around $920 per year.

What does it cost on average per month for home insurance in 60404?

  • • Homeowners in 60404 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 60404?

  • • Autoowners in 60404 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shorewood area, check out other zip codes nearby 60404.
Review average rates in another zip code:
60404 homeowners insurance rates

Home Replacement Cost Coverage in 60404

Average Building Cost Per Square Foot in 60404: $154

Location: Shorewood, Illinois (Will County)

Average Square Footage in 60404: 1,753 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60404 before you start any project. Shorewood homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60404 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60404 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,753 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shorewood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,753$269,900
Additional Upgrades & Added Features$1931,753$337,375
Major Home Updates or Advancements$2311,753$404,850

It's important to understand that when you estimate your replacement cost of your home in the 60404 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60404

Best Home & Auto Insurance Agencies in 60404

American Family Insurance - Debbie Dudek

Address: 863 Center Court Shorewood, IL 60404
Phone:
Website: http://www.insurance-agency.amfam.com/IL/debbie-dudek/default.aspx?tid=agp0001015247
Info:

State Farm Insurance Lucy Brogla

Address: 572 Brook Forest Avenue Shorewood, IL 60404
Phone:
Website: http://www.lucybrogla.com/
Info:

Darguzis- James J - State Farm Insurance Agent

Address: 700 W Jefferson St Shorewood, IL 60404
Phone:
Website:
Info:

James Delaney - Allstate Agent

Address: 807 West Jefferson Street Shorewood, IL 60404
Phone:
Website: http://www.allstateagencies.com/JimDelaney/Welcome/
Info:

Robert Bolser - COUNTRY Financial

Address: 850 Brook Forest Avenue Shorewood, IL 60404
Phone:
Website: http://www.countryfinancial.com/robert.bolser
Info:

Housing Demographics for 60404

Population Review for 60404 Zip Code

For the city of Shorewood, the population within 60404 has increased to over 20,715 residents in population size. The current population total is 19,916. We have broken down the population based on race below. In 60404, there are over 9733 in male population and 10183 females.

PopulationValues
Total Population19,916
White Population15487
Black Population1218
Hispanic Population2642
Asian Population553
Hawaiian Population2
Indian Population39
Other Population733
Male Population9733
Female Population10183
Population Estimate20715

Household Data for 60404

The average number of homes in 60404 is around 7,194, there are an average of 2.75 per household. The average house value according to local real estate values is around $269,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,194
Persons Per Household2.75
Average House Value$269,900
Income Per Household$110349
Median Age42.4
Median Age Male41.5
Median Age Female43.4
60404 DetailsValues
StateIL
State Full NameIllinois
City TypeN
City Alias Abbreviation
Area Code779/815
CityShorewood
City Alias NameSHOREWOOD
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses417
Number Of Employees4917
Business First Quarter Payroll49676
Business Annual Payroll227567
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|14
Congressional LandArea258.38|1597.6
Delivery Residential7533
Delivery Business434
Delivery Total8951
Preferred Last Line Key009604
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State Key009604
Land Area15.734000
Water Area0.181000
City Alias Code
City Mixed CaseShorewood
City Alias Mixed CaseShorewood
Box Count0
SFDU6360
MFDU319
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number163966
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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