Get multiple home insurance quotes in 60420. Our licensed 60420, IL agents are ready to serve you.

60420 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 60420 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Dwight, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 60420 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Dwight homeowners insurance rates, coverage options or home insurance types, please select Dwight, IL Home Insurance Rates Online!

60420 Home Insurance Average Premiums

Local 60420 homeowners insurance quotes comparison

$602 /yr.

Shows Zip Code: 60420 lowest rates with discounts applied on average.

For the 60420, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$602 /yr.
Average Coverage:$852 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1152 /yr.

What is the average home insurance cost for a home in 60420?

  • • The average homeowners insurance premium paid annually for a home in 60420 is around $852 per year.

What does it cost on average per month for home insurance in 60420?

  • • Homeowners in 60420 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60420?

  • • Autoowners in 60420 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dwight area, check out other zip codes nearby 60420.
Review average rates in another zip code:
60420 homeowners insurance rates

Home Replacement Cost Coverage in 60420

Average Building Cost Per Square Foot in 60420: $154

Location: Dwight, Illinois (Livingston County)

Average Square Footage in 60420: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60420 before you start any project. Dwight homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60420 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60420 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dwight area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154873$134,500
Additional Upgrades & Added Features$193873$168,125
Major Home Updates or Advancements$231873$201,750

It's important to understand that when you estimate your replacement cost of your home in the 60420 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60420

Best Home & Auto Insurance Agencies in 60420

Cooling- Mindy J - State Farm Insurance Agent

Address: 700 S Union St Dwight, IL 60420
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60420

Population Review for 60420 Zip Code

For the city of Dwight, the population within 60420 has increased to over 4,841 residents in population size. The current population total is 4,701. We have broken down the population based on race below. In 60420, there are over 2336 in male population and 2365 females.

PopulationValues
Total Population4,701
White Population4306
Black Population41
Hispanic Population199
Asian Population31
Hawaiian Population0
Indian Population1
Other Population69
Male Population2336
Female Population2365
Population Estimate4841

Household Data for 60420

The average number of homes in 60420 is around 1,977, there are an average of 2.31 per household. The average house value according to local real estate values is around $134,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,977
Persons Per Household2.31
Average House Value$134,500
Income Per Household$62286
Median Age44.3
Median Age Male42.2
Median Age Female46.7
60420 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code779/815
CityDwight
City Alias NameDWIGHT
CountyLivingston
County FIPS105
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA145
CBSA38700
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePontiac, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses111
Number Of Employees1431
Business First Quarter Payroll13753
Business Annual Payroll53440
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population38950
CBSA Division Population0
Congressional District02|16
Congressional LandArea1080.67|7917.49
Delivery Residential2096
Delivery Business130
Delivery Total2328
Preferred Last Line KeyW12718
Classification Code
Multi-CountyY
CSA NameBloomington-Pontiac, IL
CBSA_DIV_Name
City State KeyW12718
Land Area96.708000
Water Area0.102000
City Alias Code
City Mixed CaseDwight
City Alias Mixed CaseDwight
Box Count24
SFDU1812
MFDU161
State ANSI17
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number162274
Unique ZIP Name
SSA State County Code14610
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseLivingston

Illinois Homeowners Insurance News & Information

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