Get multiple home insurance quotes in 60422. Our licensed 60422, IL agents are ready to serve you.

60422, IL Homeowners Insurance Rates

With a population size of 9,927 and with 3,607 occupied homes in the 60422 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Flossmoor, IL are around $853 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Flossmoor, Illinois. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Illinois home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Flossmoor, IL.

For Illinois home insurance information, including average Flossmoor home insurance rates, coverage options or the different homeowners insurance types, please select Flossmoor, IL Home Insurance Quotes Now!

60422 Home Insurance Average Premiums

Local 60422 homeowners insurance quotes comparison

$603 /yr.

Shows Zip Code: 60422 lowest rates with discounts applied on average.

For the 60422, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$603 /yr.
Average Coverage:$853 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1153 /yr.

What is the average home insurance cost for a home in 60422?

  • • The average homeowners insurance premium paid annually for a home in 60422 is around $853 per year.

What does it cost on average per month for home insurance in 60422?

  • • Homeowners in 60422 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60422?

  • • Autoowners in 60422 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flossmoor area, check out other zip codes nearby 60422.
Review average rates in another zip code:
60422 homeowners insurance rates

Home Replacement Cost Coverage in 60422

Average Building Cost Per Square Foot in 60422: $154

Location: Flossmoor, Illinois (Cook County)

Average Square Footage in 60422: 1,625 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60422 before you start any project. Flossmoor homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60422 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60422 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,625 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flossmoor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,625$250,200
Additional Upgrades & Added Features$1931,625$312,750
Major Home Updates or Advancements$2311,625$375,300

It's important to understand that when you estimate your replacement cost of your home in the 60422 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60422

Allstate Insurance - Joseph Spretnjak

Address: 1038 Sterling Ave Suite 217 Flossmoor, IL 60422
Phone: (708)206-3995
Website:

Best Home & Auto Insurance Agencies in 60422

Allstate Insurance - Joseph Spretnjak

Address: 1038 Sterling Ave, #217 Flossmoor, IL 60422
Phone:
Website:
Info:

Kleinstein- Mervyn J - State Farm Insurance Agent

Address: 2713 Flossmoor Rd Flossmoor, IL 60422
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60422

Population Review for 60422 Zip Code

For the city of Flossmoor, the population within 60422 has increased to over 10,103 residents in population size. The current population total is 9,927. We have broken down the population based on race below. In 60422, there are over 4683 in male population and 5244 females.

PopulationValues
Total Population9,927
White Population3076
Black Population5842
Hispanic Population483
Asian Population190
Hawaiian Population9
Indian Population23
Other Population171
Male Population4683
Female Population5244
Population Estimate10103

Household Data for 60422

The average number of homes in 60422 is around 3,607, there are an average of 2.75 per household. The average house value according to local real estate values is around $250,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,607
Persons Per Household2.75
Average House Value$250,200
Income Per Household$125069
Median Age44.8
Median Age Male42.3
Median Age Female46.7
60422 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code708
CityFlossmoor
City Alias NameFLOSSMOOR
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses207
Number Of Employees1388
Business First Quarter Payroll12319
Business Annual Payroll59723
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District02
Congressional LandArea1080.67
Delivery Residential3674
Delivery Business213
Delivery Total4405
Preferred Last Line KeyW12984
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12984
Land Area3.983000
Water Area0.000000
City Alias Code
City Mixed CaseFlossmoor
City Alias Mixed CaseFlossmoor
Box Count307
SFDU2998
MFDU261
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number162796
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]