Get multiple home insurance quotes in 60441. Our licensed 60441, IL agents are ready to serve you.

Homeowners Insurance in 60441

In Lockport, IL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 60441 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 60441 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60441 should appear in the zip code field ready to go.

60441 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Illinois, you are going to see rates around the average home insurance premium per year of $829. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Lockport home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 60441 Home Insurance Rates Now!

Best 3 Options to Compare in 60441

If you want homeowners insurance quotes within the city of Lockport or in the 60441 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Lockport, IL.

60441 Home Insurance Average Premiums

Local 60441 homeowners insurance quotes comparison

$579 /yr.

Shows Zip Code: 60441 lowest rates with discounts applied on average.

For the 60441, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$579 /yr.
Average Coverage:$829 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1129 /yr.

What is the average home insurance cost for a home in 60441?

  • • The average homeowners insurance premium paid annually for a home in 60441 is around $829 per year.

What does it cost on average per month for home insurance in 60441?

  • • Homeowners in 60441 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60441?

  • • Autoowners in 60441 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lockport area, check out other zip codes nearby 60441.
Review average rates in another zip code:
60441 homeowners insurance rates

Home Replacement Cost Coverage in 60441

Average Building Cost Per Square Foot in 60441: $154

Location: Lockport, Illinois (Will County)

Average Square Footage in 60441: 1,580 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60441 before you start any project. Lockport homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60441 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60441 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,580 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lockport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,580$243,300
Additional Upgrades & Added Features$1931,580$304,125
Major Home Updates or Advancements$2311,580$364,950

It's important to understand that when you estimate your replacement cost of your home in the 60441 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60441

Allstate Insurance - Claudia Gamache

Address: 131 E. 9th Street Lockport, IL 60441
Phone: (815)834-2700
Website:

Allstate Insurance-Sadler Group of Illinois- Inc

Address: 131 E 9th St Lockport, IL 60441
Phone: (815)834-2700
Website: agent.allstate.com/81082

Best Home & Auto Insurance Agencies in 60441

Allstate Insurance Company - Claudia Gamache

Address: 16614 West 159th Street Lockport, IL 60441
Phone:
Website: http://www.allstateagencies.com/007630?cid=OTC-YP.com-IYP&att=TL
Info:

Preston Lewis-Farmers Insurance

Address: 1000 South State Street #201 Lockport, IL 60441
Phone:
Website:
Info:

Jeffery Keck-Farmers Insurance

Address: 880 South State Street Lockport, IL 60441
Phone:
Website: http://www.farmers.com/
Info:

American Family Insurance - John S Janovyak

Address: 909 East 9th Street Lockport, IL 60441
Phone:
Website: http://www.insurance-agency.amfam.com/IL/john-s-janovyak/default.aspx?sourceid=yp3
Info:

Allstate Insurance Companies

Address: 16403 S Canterbury Way Lockport, IL 60441
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 60441

Population Review for 60441 Zip Code

For the city of Lockport, the population within 60441 has increased to over 35,791 residents in population size. The current population total is 37,093. We have broken down the population based on race below. In 60441, there are over 19750 in male population and 17343 females.

PopulationValues
Total Population37,093
White Population28764
Black Population3163
Hispanic Population4567
Asian Population539
Hawaiian Population1
Indian Population150
Other Population1620
Male Population19750
Female Population17343
Population Estimate35791

Household Data for 60441

The average number of homes in 60441 is around 12,682, there are an average of 2.70 per household. The average house value according to local real estate values is around $243,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,682
Persons Per Household2.70
Average House Value$243,300
Income Per Household$88331
Median Age38.6
Median Age Male37.7
Median Age Female39.7
60441 DetailsValues
StateIL
State Full NameIllinois
City TypeB
City Alias Abbreviation
Area Code815/630/708/779
CityLockport
City Alias NameLOCKPORT
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses780
Number Of Employees6661
Business First Quarter Payroll69436
Business Annual Payroll308953
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|14
Congressional LandArea258.38|1597.6
Delivery Residential13256
Delivery Business626
Delivery Total17113
Preferred Last Line KeyW14682
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14682
Land Area28.146000
Water Area0.370000
City Alias Code
City Mixed CaseLockport
City Alias Mixed CaseLockport
Box Count167
SFDU9903
MFDU541
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number164548
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]