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60447 Homeowners Insurance Quotes & Rates

Minooka residents living within the 5,146 homes available in the zip code of 60447 are shopping online to compare cheaper and more affordable Minooka, IL home insurance rates. In the great city of Minooka, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $810 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 60447 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 60447 home insurance rates today! Please give us a call now at 1-855-976-2656. For Minooka, IL Homeowners Insurance Quotes, Click to easily get started!

60447 Home Insurance Average Premiums

Local 60447 homeowners insurance quotes comparison

$560 /yr.

Shows Zip Code: 60447 lowest rates with discounts applied on average.

For the 60447, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$560 /yr.
Average Coverage:$810 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1110 /yr.

What is the average home insurance cost for a home in 60447?

  • • The average homeowners insurance premium paid annually for a home in 60447 is around $810 per year.

What does it cost on average per month for home insurance in 60447?

  • • Homeowners in 60447 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 60447?

  • • Autoowners in 60447 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Minooka area, check out other zip codes nearby 60447.
Review average rates in another zip code:
60447 homeowners insurance rates

Home Replacement Cost Coverage in 60447

Average Building Cost Per Square Foot in 60447: $154

Location: Minooka, Illinois (Grundy County)

Average Square Footage in 60447: 1,543 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60447 before you start any project. Minooka homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60447 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60447 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,543 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Minooka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,543$237,600
Additional Upgrades & Added Features$1931,543$297,000
Major Home Updates or Advancements$2311,543$356,400

It's important to understand that when you estimate your replacement cost of your home in the 60447 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60447

Best Home & Auto Insurance Agencies in 60447

American Family Insurance - Donald A Klank

Address: 524 W Mondamin St Minooka, IL 60447
Phone:
Website: http://www.insurance-agency.amfam.com/IL/donald-a-klank/default.aspx?sourceid=yp3
Info:

Farmers Insurance

Address: 512 Twin Rail Dr Minooka, IL 60447
Phone:
Website:
Info:

Dixon- Sherri - State Farm Insurance Agent

Address: 837 N Ridge Rd Minooka, IL 60447
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 60447

Population Review for 60447 Zip Code

For the city of Minooka, the population within 60447 has increased to over 15,545 residents in population size. The current population total is 15,750. We have broken down the population based on race below. In 60447, there are over 7781 in male population and 7969 females.

PopulationValues
Total Population15,750
White Population12777
Black Population452
Hispanic Population2299
Asian Population172
Hawaiian Population6
Indian Population77
Other Population714
Male Population7781
Female Population7969
Population Estimate15545

Household Data for 60447

The average number of homes in 60447 is around 5,146, there are an average of 3.05 per household. The average house value according to local real estate values is around $237,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,146
Persons Per Household3.05
Average House Value$237,600
Income Per Household$100074
Median Age35.8
Median Age Male34.7
Median Age Female36.6
60447 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815/779
CityMinooka
City Alias NameMINOOKA
CountyGrundy
County FIPS063
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses300
Number Of Employees4241
Business First Quarter Payroll42062
Business Annual Payroll191833
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|14|16
Congressional LandArea258.38|1597.6|7917.49
Delivery Residential5097
Delivery Business231
Delivery Total7517
Preferred Last Line KeyW13978
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13978
Land Area67.619000
Water Area0.295000
City Alias Code
City Mixed CaseMinooka
City Alias Mixed CaseMinooka
Box Count311
SFDU3997
MFDU460
State ANSI17
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number165190
Unique ZIP Name
SSA State County Code14400
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseGrundy

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]