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60453, IL Home Insurance

In the zip code of 60453, the population size is around 58,362, which consists of 22,383 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Oak Lawn, IL. A few years ago, a study was done and found that the average home insurance rates for Illinois are around $867 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 60453 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Oak Lawn. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Oak Lawn, IL Homeowners Insurance Online Rates Today!

60453 Home Insurance Average Premiums

Local 60453 homeowners insurance quotes comparison

$617 /yr.

Shows Zip Code: 60453 lowest rates with discounts applied on average.

For the 60453, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$617 /yr.
Average Coverage:$867 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1167 /yr.

What is the average home insurance cost for a home in 60453?

  • • The average homeowners insurance premium paid annually for a home in 60453 is around $867 per year.

What does it cost on average per month for home insurance in 60453?

  • • Homeowners in 60453 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 60453?

  • • Autoowners in 60453 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oak Lawn area, check out other zip codes nearby 60453.
Review average rates in another zip code:
60453 homeowners insurance rates

Home Replacement Cost Coverage in 60453

Average Building Cost Per Square Foot in 60453: $154

Location: Oak Lawn, Illinois (Cook County)

Average Square Footage in 60453: 1,444 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60453 before you start any project. Oak Lawn homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60453 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60453 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,444 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oak Lawn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,444$222,400
Additional Upgrades & Added Features$1931,444$278,000
Major Home Updates or Advancements$2311,444$333,600

It's important to understand that when you estimate your replacement cost of your home in the 60453 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60453

Allstate Insurance-Jerome H. Heidkamp- Inc.

Address: 9708 S Cicero Ave Oak Lawn, IL 60453
Phone: (708)857-8200
Website: agent.allstate.com/27150

Allstate Insurance - Robert A Manzke

Address: 5533 W 109th St Oak Lawn, IL 60453
Phone: (708)636-8800
Website:

Allstate Insurance - Brian P. Doyle

Address: 5503 W 95th Street Oak Lawn, IL 60453
Phone: (708)423-2151
Website:

Best Home & Auto Insurance Agencies in 60453

Allstate Insurance Companies - Sales Offices- Oak Lawn

Address: 10200 S Cicero Ave, #203 Oak Lawn, IL 60453
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Arnold Ins Agency Inc - State Farm Insurance Agent

Address: 9738 Southwest Hwy Oak Lawn, IL 60453
Phone:
Website:
Info:

ESCO Insurance Agency Inc

Address: 9937 Southwest Hwy Oak Lawn, IL 60453
Phone:
Website:
Info:

Allstate Insurance - Brian P. Doyle

Address: 5503 W 95th St Oak Lawn, IL 60453
Phone:
Website:
Info:

American Family Insurance - Don J Murphy Jr

Address: 10423 S Cicero Ave Oak Lawn, IL 60453
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 60453

Population Review for 60453 Zip Code

For the city of Oak Lawn, the population within 60453 has increased to over 59,742 residents in population size. The current population total is 58,362. We have broken down the population based on race below. In 60453, there are over 28308 in male population and 30054 females.

PopulationValues
Total Population58,362
White Population39869
Black Population4465
Hispanic Population13167
Asian Population1649
Hawaiian Population14
Indian Population505
Other Population5505
Male Population28308
Female Population30054
Population Estimate59742

Household Data for 60453

The average number of homes in 60453 is around 22,383, there are an average of 2.60 per household. The average house value according to local real estate values is around $222,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,383
Persons Per Household2.60
Average House Value$222,400
Income Per Household$70787
Median Age40.3
Median Age Male38.4
Median Age Female42.3
60453 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code708
CityOak Lawn
City Alias NameOAK LAWN
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1292
Number Of Employees18210
Business First Quarter Payroll201265
Business Annual Payroll921053
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|04|06
Congressional LandArea258.38|52.45|378.78
Delivery Residential22978
Delivery Business1230
Delivery Total25050
Preferred Last Line KeyW14237
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14237
Land Area8.494000
Water Area0.000000
City Alias Code
City Mixed CaseOak Lawn
City Alias Mixed CaseOak Lawn
Box Count0
SFDU15431
MFDU7066
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number165778
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

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